Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option
₹25.4844
₹0.02 (+0.08%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹25.4844
₹0.02 (+0.08%)
29 May 2026
AMFI: 140283
Direct · Growth
₹₹26.4788
₹0.02 (+0.08%)
29 May 2026
AMFI: 140286
Regular · IDCW
₹₹11.1535
₹0.01 (+0.07%)
29 May 2026
AMFI: 140292
Direct · IDCW
₹₹10.9100
₹0.01 (+0.08%)
29 May 2026
AMFI: 140293
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹76,000
Invested
₹1,21,026
Value today
7.1%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹2,548
Value today
7.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹7,60,000
Withdrawn
₹13,38,180
Corpus left
+₹10,98,180 net gain — withdrew ₹7,60,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,51,137
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,51,137 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹87,567
Regular plan
₹86,040
Direct earns ₹1,527 more on a ₹60K investment — 0.25% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.41
Sharpe Ratio
—
Alpha
—
Beta
-0.42
Sortino
1.43%
Std Dev
-0.74%
Max Drawdown
Portfolio Holdings
Top 32 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
7.74% PFC SR 172 NCD RED 29-01-2028** INE134E08JI0 | 5.39% |
7.7% NABARD NCD SR 25A RED 30-09-2027** INE261F08EI9 | 5.38% |
7.3274%HDB FIN SERV S234 04-08-28** INE756I07FJ9 | 5.31% |
7.35%BHARTI TELECO SRXXV 15-10-27** INE403D08272 | 5.31% |
6.52% HUDCO NCD SR C RED 06-06-2028** INE031A08988 | 5.27% |
7.41% IOC NCD RED 22-10-2029** INE242A08437 | 4.30% |
7.75% SIDBI SR VII NCD RED 10-06-27** INE556F08KN9 | 4.30% |
7.59%NATIONAL HOUSING BANK NCD 08-09-27** INE557F08FZ1 | 4.30% |
7.48% IRFC NCD RED 13-08-2029** INE053F07BU3 | 4.29% |
7.03% HPCL NCD RED 12-04-2030** INE094A08069 | 4.21% |
7.64% FOOD CORP GOI GRNT NCD 12-12-2029** INE861G08050 | 4.10% |
8.85% REC LTD. NCD RED 16-04-2029** INE020B08BQ7 | 3.33% |
7.48% NABARD NCD SR 25G RED 15-09-2028** INE261F08EO7 | 3.21% |
7.49% NHAI NCD RED 01-08-2029** INE906B07HG7 | 2.80% |
8.83% EXIM BK OF INDIA NCD RED 03-11-29** INE514E08EE3 | 2.24% |
8.27% NHAI NCD RED 28-03-2029** INE906B07GP0 | 2.20% |
8.41% HUDCO NCD GOI SERVICED 15-03-2029** INE031A08699 | 2.20% |
8.13% NUCLEAR POWER CORP NCD 28-03-2029** INE206D08386 | 2.19% |
8.12% NHPC NCD GOI SERVICED 22-03-2029** INE848E08136 | 2.19% |
8.09% NLC INDIA LTD NCD RED 29-05-2029** INE589A07037 | 2.18% |
7.41% POWER FIN CORP NCD RED 25-02-2030** INE134E08KL2 | 2.14% |
7.34% POWER GRID CORP NCD 13-07-2029** INE752E08577 | 2.14% |
7.50% REC LTD. NCD RED 28-02-2030** INE020B08CP7 | 1.71% |
8.40% NUCLEAR POW COR IN LTD NCD28-11-29** INE206D08253 | 1.11% |
8.79% INDIAN RAIL FIN NCD RED 04-05-2030** INE053F09GX2 | 0.27% |
8.7% LIC HOUS FIN NCD RED 23-03-2029** INE115A07OB4 | 0.02% |
| Security | % NAV |
|---|---|
6.58% KARNATAKA SDL RED 03-06-2030 IN1920200053 | 5.25% |
UNION BANK OF INDIA CD 12-03-27#** INE692A16LU9 | 3.01% |
UNION BANK OF INDIA CD RED 01-06-2026#** INE692A16KH8 | 2.12% |
6.48% GOVT OF INDIA RED 06-10-2035 IN0020250091 | 2.07% |
7.18% GOVT OF INDIA RED 14-08-2033 IN0020230085 | 1.08% |
| Security | % NAV |
|---|---|
SBI CDMDF--A2 INF0RQ622028 | 0.29% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option by Edelweiss Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option is a Banking & PSU Debt mutual fund offered by Edelweiss Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹492 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Banking and PSU Debt A-II (Tier I Benchmark). The current expense ratio is 0.69%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations