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Banking & PSU Debtregulargrowth📊 CRISIL Banking and PSU Debt A-II (Tier I Benchmark)

Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option

Edelweiss Mutual Fund

#17 of 21 (1Y)

₹25.4844

0.02 (+0.08%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹25.4844

0.02 (+0.08%)

29 May 2026

AMFI: 140283

Direct · Growth

₹₹26.4788

0.02 (+0.08%)

29 May 2026

AMFI: 140286

Regular · IDCW

₹₹11.1535

0.01 (+0.07%)

29 May 2026

AMFI: 140292

Direct · IDCW

₹₹10.9100

0.01 (+0.08%)

29 May 2026

AMFI: 140293

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.15%
1 Month-0.35%
3 Months+0.08%
6 Months+0.81%
1 Year+2.79%
3 Years (CAGR)+6.23%
5 Years (CAGR)+5.65%
10 Years (CAGR)+7.16%
Since Inception (Sept 2013)+7.63%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+2.61%
3 Year SIP+5.87%
5 Year SIP+6.04%
Since Inception (Sept 2013)+7.05%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹76,000

Invested

₹1,21,026

Value today

7.1%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹2,548

Value today

7.6%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹7,60,000

Withdrawn

₹13,38,180

Corpus left

+₹10,98,180 net gain — withdrew ₹7,60,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,51,137

Value today

1.5×

Multiple

Staying invested through that crash turned ₹1L into ₹1,51,137 — a 1.5× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹87,567

Regular plan

₹86,040

Direct earns ₹1,527 more on a ₹60K investment0.25% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseEdelweiss Mutual Fund
CategoryBanking & PSU Debt
Plan Typeregular
Optiongrowth
AUM₹492 Cr
Expense Ratio0.69%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkCRISIL Banking and PSU Debt A-II (Tier I Benchmark)
Launch Date13 Sept 2013
AMFI Code140283

Risk Metrics

Trailing 1 year, annualised

-0.41

Sharpe Ratio

Alpha

Beta

-0.42

Sortino

1.43%

Std Dev

-0.74%

Max Drawdown

Portfolio Holdings

Top 32 holdings · as of Mar 2026

Equity26 holdings · 82.1%
Security% NAV

7.74% PFC SR 172 NCD RED 29-01-2028**

INE134E08JI0

5.39%

7.7% NABARD NCD SR 25A RED 30-09-2027**

INE261F08EI9

5.38%

7.3274%HDB FIN SERV S234 04-08-28**

INE756I07FJ9

5.31%

7.35%BHARTI TELECO SRXXV 15-10-27**

INE403D08272

5.31%

6.52% HUDCO NCD SR C RED 06-06-2028**

INE031A08988

5.27%

7.41% IOC NCD RED 22-10-2029**

INE242A08437

4.30%

7.75% SIDBI SR VII NCD RED 10-06-27**

INE556F08KN9

4.30%

7.59%NATIONAL HOUSING BANK NCD 08-09-27**

INE557F08FZ1

4.30%

7.48% IRFC NCD RED 13-08-2029**

INE053F07BU3

4.29%

7.03% HPCL NCD RED 12-04-2030**

INE094A08069

4.21%

7.64% FOOD CORP GOI GRNT NCD 12-12-2029**

INE861G08050

4.10%

8.85% REC LTD. NCD RED 16-04-2029**

INE020B08BQ7

3.33%

7.48% NABARD NCD SR 25G RED 15-09-2028**

INE261F08EO7

3.21%

7.49% NHAI NCD RED 01-08-2029**

INE906B07HG7

2.80%

8.83% EXIM BK OF INDIA NCD RED 03-11-29**

INE514E08EE3

2.24%

8.27% NHAI NCD RED 28-03-2029**

INE906B07GP0

2.20%

8.41% HUDCO NCD GOI SERVICED 15-03-2029**

INE031A08699

2.20%

8.13% NUCLEAR POWER CORP NCD 28-03-2029**

INE206D08386

2.19%

8.12% NHPC NCD GOI SERVICED 22-03-2029**

INE848E08136

2.19%

8.09% NLC INDIA LTD NCD RED 29-05-2029**

INE589A07037

2.18%

7.41% POWER FIN CORP NCD RED 25-02-2030**

INE134E08KL2

2.14%

7.34% POWER GRID CORP NCD 13-07-2029**

INE752E08577

2.14%

7.50% REC LTD. NCD RED 28-02-2030**

INE020B08CP7

1.71%

8.40% NUCLEAR POW COR IN LTD NCD28-11-29**

INE206D08253

1.11%

8.79% INDIAN RAIL FIN NCD RED 04-05-2030**

INE053F09GX2

0.27%

8.7% LIC HOUS FIN NCD RED 23-03-2029**

INE115A07OB4

0.02%
Debt5 holdings · 13.5%
Security% NAV

6.58% KARNATAKA SDL RED 03-06-2030

IN1920200053

5.25%

UNION BANK OF INDIA CD 12-03-27#**

INE692A16LU9

3.01%

UNION BANK OF INDIA CD RED 01-06-2026#**

INE692A16KH8

2.12%

6.48% GOVT OF INDIA RED 06-10-2035

IN0020250091

2.07%

7.18% GOVT OF INDIA RED 14-08-2033

IN0020230085

1.08%
Fund Units1 holding · 0.3%
Security% NAV

SBI CDMDF--A2

INF0RQ622028

0.29%

Performance Comparison

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Investment Objective

Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option by Edelweiss Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.

About This Fund

Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option is a Banking & PSU Debt mutual fund offered by Edelweiss Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹492 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Banking and PSU Debt A-II (Tier I Benchmark). The current expense ratio is 0.69%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations