Franklin India ELSS Tax Saver Fund · Regular · Growth
Franklin Templeton Mutual Fund
NAV
₹1343.6091
as of 01 Oct 2026
Expense Ratio
1.92%
AUM
₹6,082 Cr
Lumpsum returns (CAGR)
- 1Y
- -7.73%
- 3Y
- +8.26%
- 5Y
- +9.51%
- Since Inception
- +19.65%
SIP returns (XIRR)
- 1Y
- -10.94%
- 3Y
- -1.25%
- 5Y
- +7.19%
- Since Inception
- +16.61%
What history actually did — last 10 years (Oct 2016 – Oct 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Oct 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,80,163 today — ₹5,95,000 invested, 11.6% XIRR.
₹5,95,000
Invested
₹10,80,163
Value today
11.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Oct 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,84,337 today (11.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹17,63,207.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹10,80,163 in this fund vs ₹11,12,203 in the benchmark — underperformance of ₹32,040.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Oct 2026) (22 Mar 2020) would be ₹3,74,483 today (3.75×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.32
Sharpe Ratio
-0.07
Alpha
0.27
Beta
-0.32
Sortino
12.96%
Std Dev
-15.13%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks27.09%
- IT - Software6.57%
- Construction4.66%
- Aerospace & Defense4.48%
- Retailing4.25%
- Petroleum Products4.07%
- Power3.50%
- Automobiles3.17%
- Telecom - Services3.09%
- Cement & Cement Products3.00%
- Consumer Durables2.80%
- Pharmaceuticals & Biotechnology2.73%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd7.71%
- 2Hdfc Bank Ltd6.02%
- 3Axis Bank Ltd5.18%
- 4State Bank Of India4.83%
- 5Larsen & Toubro Ltd4.66%
- 6Eternal Ltd3.95%
- 7Infosys Ltd3.48%
- 8Kotak Mahindra Bank Ltd3.36%
- 9Mahindra & Mahindra Ltd3.17%
- 10Bharti Airtel Ltd3.09%
What this fund does
Franklin India ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Franklin India ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Franklin Templeton Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹6,082 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500. The current expense ratio is 1.92%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C