Franklin India ELSS Tax Saver Fund · Regular · Growth
Franklin Templeton Mutual Fund
NAV
₹1436.4335
as of 31 Jul 2026
Expense Ratio
1.83%
AUM
₹6,018 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.48%
- 3Y
- +11.85%
- 5Y
- +12.83%
- Since Inception
- +20.08%
SIP returns (XIRR)
- 1Y
- -0.61%
- 3Y
- +5.02%
- 5Y
- +10.66%
- Since Inception
- +17.11%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,75,292 today — ₹5,95,000 invested, 13.2% XIRR.
₹5,95,000
Invested
₹11,75,292
Value today
13.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,16,047 today (12.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹19,85,181.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,75,292 in this fund vs ₹12,17,407 in the benchmark — underperformance of ₹42,115.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹4,00,354 today (4.00×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.26
Sharpe Ratio
-0.04
Alpha
0.29
Beta
-0.25
Sortino
13.67%
Std Dev
-15.13%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd8.44%
- 2Icici Bank Ltd7.35%
- 3Axis Bank Ltd5.41%
- 4Larsen & Toubro Ltd4.82%
- 5State Bank Of India4.72%
- 6Eternal Ltd3.22%
- 7Bharti Airtel Ltd3.19%
- 8Kotak Mahindra Bank Ltd3.17%
- 9Infosys Ltd3.10%
- 10Reliance Industries Ltd3.09%
Investment Objective
Franklin India ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Franklin India ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Franklin Templeton Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹6,018 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500. The current expense ratio is 1.83%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations