Franklin India Equity Savings Fund · Regular · Growth
Franklin Templeton Mutual Fund
NAV
₹16.8441
as of 29 Sept 2026
Expense Ratio
1.61%
AUM
₹628 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.17%
- 3Y
- +6.10%
- 5Y
- +5.81%
- Since Inception
- +6.66%
SIP returns (XIRR)
- 1Y
- +1.04%
- 3Y
- +4.20%
- 5Y
- +5.72%
- Since Inception
- +6.92%
What history actually did — last 8 years (Oct 2018 – Sept 2026)
A ₹5,000 monthly SIP for the last 8 years (Oct 2018 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹6,26,531 today — ₹4,75,000 invested, 6.9% XIRR.
₹4,75,000
Invested
₹6,26,531
Value today
6.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 8 years (Oct 2018 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 8 years ago would be ₹1,71,368 today (7.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2018 would still hold ₹10,87,149.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 8 years (Oct 2018 – Sept 2026) (22 Mar 2020) would be ₹1,92,687 today (1.93×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.70
Sharpe Ratio
—
Alpha
—
Beta
-0.69
Sortino
2.59%
Std Dev
-2.19%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks18.17%
- Telecom - Services7.77%
- Power5.35%
- Automobiles4.43%
- Aerospace & Defense4.34%
- Consumer Durables3.80%
- Finance3.51%
- Petroleum Products3.43%
- Healthcare Services2.33%
- Insurance2.25%
- Cement & Cement Products2.08%
- IT - Software1.72%
Each sector links to the mutual funds most exposed to it.
Related reading
Thinking about Franklin India Equity Savings Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1Axis Bank Ltd $ ##6.52%
- 27.37% Goi 2028 (23-Oct-2028) $ ~~4.46%
- 30.00% Jubilant Bevco Ltd (31-May-2028) **4.43%
- 4Bharti Airtel Ltd $$ ##4.42%
- 5Ntpc Ltd ^^ ~~4.01%
- 6Kotak Mahindra Bank Ltd $ #3.93%
- 7Mahindra & Mahindra Ltd ! ^3.85%
- 8Hindustan Aeronautics Ltd3.80%
- 9Titan Co Ltd3.57%
- 10Reliance Industries Ltd ! ^^2.92%
What this fund does
Franklin India Equity Savings Fund · Regular · Growth by Franklin Templeton Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
Franklin India Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by Franklin Templeton Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹628 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Equity Savings Index. The current expense ratio is 1.61%.