Groww ELSS Tax Saver Fund · Regular · Growth
NAV
₹18.0400
as of 30 Sept 2026
Expense Ratio
2.90%
AUM
₹50 Cr
Lumpsum returns (CAGR)
- 1Y
- -8.15%
- 3Y
- +6.44%
- 5Y
- +6.11%
- Since Inception
- +6.97%
SIP returns (XIRR)
- 1Y
- -10.47%
- 3Y
- -1.98%
- 5Y
- +4.40%
- Since Inception
- +7.93%
What history actually did — last 8 years (Oct 2018 – Sept 2026)
A ₹5,000 monthly SIP for the last 8 years (Oct 2018 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹6,53,937 today — ₹4,75,000 invested, 8.0% XIRR.
₹4,75,000
Invested
₹6,53,937
Value today
8.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 8 years (Oct 2018 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 8 years ago would be ₹1,97,158 today (8.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2018 would still hold ₹13,17,647.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹6,53,937 in this fund vs ₹7,83,160 in the benchmark — underperformance of ₹1,29,223.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 8 years (Oct 2018 – Sept 2026) (22 Mar 2020) would be ₹2,67,259 today (2.67×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.15
Sharpe Ratio
-0.05
Alpha
0.28
Beta
-0.15
Sortino
13.17%
Std Dev
-16.24%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks22.18%
- Automobiles6.79%
- Pharmaceuticals & Biotechnology6.43%
- IT - Software6.26%
- Petroleum Products4.87%
- Finance4.62%
- Telecom - Services4.16%
- Construction2.87%
- Capital Markets2.70%
- Retailing2.57%
- Diversified FMCG2.38%
- Agricultural Food & other Products2.15%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited6.41%
- 2Icici Bank Limited6.19%
- 3Reliance Industries Limited4.87%
- 4Bharti Airtel Limited3.35%
- 5Larsen & Toubro Limited2.87%
- 6State Bank Of India2.57%
- 7Infosys Limited2.33%
- 8Kotak Mahindra Bank Limited1.92%
- 9Mahindra & Mahindra Limited1.91%
- 10Axis Bank Limited1.87%
What this fund does
Groww ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Groww ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Groww Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹49.8 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 500-TRI. The current expense ratio is 2.90%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C