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Sectoral / Thematic📊 NIFTY Financial Services (TRI)

HDFC Banking and Financial Services Fund · Regular · Growth

HDFC Mutual Fund · Managed by Anand Laddha

#98 of 213 (1Y)

NAV

₹17.7850

as of 17 Jun 2026

Expense Ratio

1.90%

AUM

₹4,394 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+4.68%
3Y
+13.53%
5Y
Since Inception
+12.31%

SIP returns (XIRR)

1Y
+6.60%
3Y
+10.48%
5Y
Since Inception
+12.79%

Beat the benchmark — ₹100/month SIP

Same SIP in this fund vs the benchmark index

This fund

₹7,653

Benchmark

₹7,491

+₹162 extra wealth vs the benchmark index

Backtest this SIP yourself

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹5,900

Invested

₹7,653

Value today

10.7%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

100 lumpsum at launch — value today

Invested on the fund's first NAV date

₹100

Invested

₹169

Value today

11.2%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹10,12,992

Value today

-0.1%

vs lumpsum

Direct lumpsum would have beaten STP by 0.1% — but STP reduced timing risk

Model your own STP with real NAV

Risk Metrics

Trailing 1 year, annualised

0.27

Sharpe Ratio

+0.05

Alpha

0.45

Beta

0.28

Sortino

16.40%

Std Dev

-17.17%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseHDFC Mutual Fund
CategorySectoral / Thematic
Fund ManagerAnand Laddha
BenchmarkNIFTY Financial Services (TRI) ✓
Launch Date01 Jul 2021
AMFI Code148987
Transaction facts
Min. Lumpsum₹100
Min. SIP₹100
Exit LoadIn respect of each purchase or switch-in of units an Exit load of 1% is payable if units are redeemed or switched-out within 1 year from the date of allotment No Exit Load is payable if units are redeemed or switched-out after 1 year from the date of allotment

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV

Investment Objective

HDFC Banking and Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.

About This Fund

HDFC Banking and Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹4,394 Cr, reflecting investor confidence in the fund's strategy. The fund is managed by Anand Laddha. It benchmarks its performance against NIFTY Financial Services (TRI). The current expense ratio is 1.90%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations