NAV
₹1389.4410
as of 31 Jul 2026
Expense Ratio
1.70%
AUM
₹15,540 Cr
Lumpsum returns (CAGR)
- 1Y
- -0.83%
- 3Y
- +14.21%
- 5Y
- +15.85%
- Since Inception
- +17.55%
SIP returns (XIRR)
- 1Y
- -0.33%
- 3Y
- +7.33%
- 5Y
- +13.32%
- Since Inception
- +17.43%
Returns calculated from 04 April 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,47,087 today — ₹5,95,000 invested, 14.4% XIRR.
₹5,95,000
Invested
₹12,47,087
Value today
14.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,47,652 today (13.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹22,29,436.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,47,087 in this fund vs ₹12,17,407 in the benchmark — outperformance of ₹29,680.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹4,40,053 today (4.40×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.09
Sharpe Ratio
-0.01
Alpha
0.28
Beta
-0.08
Sortino
12.87%
Std Dev
-15.03%
Max Drawdown
Performance Comparison
Thinking about HDFC ELSS Tax saver · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.9.64%
- 2Hdfc Bank Ltd.£8.44%
- 3Axis Bank Ltd.7.60%
- 4Maruti Suzuki India Limited4.95%
- 5State Bank Of India4.58%
- 6Bharti Airtel Ltd.4.47%
- 7Kotak Mahindra Bank Limited4.38%
- 8Sbi Life Insurance Company Ltd.3.36%
- 9Reliance Industries Ltd.2.74%
- 10Hcl Technologies Ltd.2.44%
Investment Objective
HDFC ELSS Tax saver · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
HDFC ELSS Tax saver · Regular · Growth is a ELSS Tax Saver mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 30 years. It manages assets worth ₹15,540 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.70%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations