HDFC Equity Savings Fund · Regular · Growth
NAV
₹67.1620
as of 17 Jun 2026
Expense Ratio
1.88%
AUM
₹5,823 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.43%
- 3Y
- +8.54%
- 5Y
- +8.18%
- Since Inception
- +9.15%
SIP returns (XIRR)
- 1Y
- +1.71%
- 3Y
- +5.50%
- 5Y
- +7.37%
- Since Inception
- +9.12%
Returns calculated from 17 September 2004 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹26,100
Invested
₹76,975
Value today
9.0%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹663
Value today
9.1%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹13,05,000
Withdrawn
₹27,77,356
Corpus left
+₹30,82,356 net gain — withdrew ₹13,05,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹38,02,622
Value today
-4.3%
vs lumpsum
Direct lumpsum would have beaten STP by 4.3% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,10,026
Value today
2.1×
Multiple
Staying invested through that crash turned ₹1L into ₹2,10,026 — a 2.1× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.49
Sharpe Ratio
—
Alpha
—
Beta
-0.48
Sortino
4.76%
Std Dev
-4.89%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd.£7.27%
- 2Reliance Industries Ltd.6.10%
- 3Icici Bank Ltd.4.03%
- 4Ntpc Limited3.81%
- 5Titan Company Ltd.3.68%
- 6Larsen And Toubro Ltd.3.64%
- 7Sun Pharmaceutical Industries Ltd.3.59%
- 87.18% Goi Mat 1408332.32%
- 9Maruti Suzuki India Limited2.10%
- 10Bharti Airtel Ltd.2.03%
Investment Objective
HDFC Equity Savings Fund · Regular · Growth by HDFC Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
HDFC Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹5,823 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 1.88%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations