HDFC Gilt Fund · Regular · Growth
NAV
₹56.8143
as of 30 Sept 2026
Expense Ratio
0.86%
AUM
₹2,183 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.58%
- 3Y
- +5.79%
- 5Y
- +4.92%
- Since Inception
- +7.14%
SIP returns (XIRR)
- 1Y
- +2.69%
- 3Y
- +4.38%
- 5Y
- +5.18%
- Since Inception
- +6.54%
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,83,622 today — ₹5,95,000 invested, 5.4% XIRR.
₹5,95,000
Invested
₹7,83,622
Value today
5.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,69,224 today (5.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹9,08,615.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹1,41,081 today (1.41×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.08
Sharpe Ratio
—
Alpha
—
Beta
-1.05
Sortino
3.28%
Std Dev
-3.08%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.9% Goi Mat 15046515.98%
- 27.34% Goi Mat 22046411.45%
- 37.3% Goi Mat 19065310.81%
- 47.18% Goi Mat 1408336.08%
- 56.94% Goi Mat 1105364.95%
- 67.18% Goi Mat 2407374.02%
- 77.25% Goi Mat 1206634.01%
- 87.27% Gujarat Sdl Isd 171225 Mat 171234^3.92%
- 97.24% Goi Mat 1808552.86%
- 107.64% Gujarat Sdl Isd 170124 Mat 170133^2.47%
What this fund does
HDFC Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
HDFC Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 25 years. It manages assets worth ₹2,183 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty All Duration G-Sec Index. The current expense ratio is 0.86%.