HDFC Gilt Fund · Regular · Growth
NAV
₹56.7992
as of 13 Nov 2026
Expense Ratio
0.82%
AUM
₹2,017 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.01%
- 3Y
- +5.64%
- 5Y
- +4.86%
- Since Inception
- +7.11%
SIP returns (XIRR)
- 1Y
- +2.04%
- 3Y
- +3.87%
- 5Y
- +4.95%
- Since Inception
- +6.49%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,85,054 today — ₹6,00,000 invested, 5.3% XIRR.
₹6,00,000
Invested
₹7,85,054
Value today
5.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,65,739 today (5.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹8,72,340.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,41,044 today (1.41×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.70
Sharpe Ratio
—
Alpha
—
Beta
-1.65
Sortino
3.17%
Std Dev
-3.08%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.9% Goi Mat 15046516.42%
- 27.34% Goi Mat 22046410.61%
- 36.94% Goi Mat 1105367.83%
- 47.18% Goi Mat 1408336.39%
- 57.3% Goi Mat 1906536.37%
- 66.97% Karnataka Sdl Mat 260228^5.77%
- 77.27% Gujarat Sdl Isd 171225 Mat 171234^4.12%
- 87.64% Gujarat Sdl Isd 170124 Mat 170133^2.61%
- 9182 Days Tbill Mat 280127^2.60%
- 106.99% Madhya Pradesh Sdl Mat 171141^2.43%
What this fund does
HDFC Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
HDFC Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 25 years. It manages assets worth ₹2,017 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty All Duration G-Sec Index. The current expense ratio is 0.82%.