HDFC Medium Term Debt Fund · Regular · Growth
NAV
₹60.6069
as of 13 Nov 2026
Expense Ratio
1.33%
AUM
₹3,602 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.09%
- 3Y
- +7.09%
- 5Y
- +6.05%
- Since Inception
- +7.55%
SIP returns (XIRR)
- 1Y
- +5.32%
- 3Y
- +6.41%
- 5Y
- +6.58%
- Since Inception
- +7.50%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,37,256 today — ₹6,00,000 invested, 6.6% XIRR.
₹6,00,000
Invested
₹8,37,256
Value today
6.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,88,450 today (6.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹10,47,240.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,53,948 today (1.54×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.89
Sharpe Ratio
—
Alpha
—
Beta
-0.87
Sortino
1.32%
Std Dev
-0.65%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.18% Goi Mat 2407375.12%
- 2Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^4.79%
- 3Gmr Airports Limited4.37%
- 4Jubilant Beverages Limited^3.29%
- 57.23% Goi Mat 1504392.98%
- 66.68% Goi Mat 0707402.96%
- 7Small Industries Development Bank2.79%
- 8Sk Finance Limited^2.77%
- 9Kalpataru Projects International Ltd^2.77%
- 10Sbfc Finance Limited2.76%
What this fund does
HDFC Medium Term Debt Fund · Regular · Growth by HDFC Mutual Fund is a Medium Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium Term category.
About This Fund
HDFC Medium Term Debt Fund · Regular · Growth is a Medium Term mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 24 years. It manages assets worth ₹3,602 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Medium Duration Debt Index A-III. The current expense ratio is 1.33%.