HSBC ELSS Tax Saver Fund · Regular · Growth
NAV
₹137.6328
as of 16 Jun 2026
Expense Ratio
1.92%
AUM
₹3,938 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.91%
- 3Y
- +16.39%
- 5Y
- +13.58%
- Since Inception
- +13.79%
SIP returns (XIRR)
- 1Y
- +5.86%
- 3Y
- +10.49%
- 5Y
- +13.67%
- Since Inception
- +13.69%
Beat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹5,64,240
Benchmark
₹5,23,577
+₹40,663 extra wealth vs the benchmark index
Backtest this SIP yourselfSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,22,000
Invested
₹5,64,240
Value today
13.4%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹500 lumpsum at launch — value today
Invested on the fund's first NAV date
₹500
Invested
₹6,597
Value today
13.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹12,20,000
Withdrawn
₹75,52,548
Corpus left
+₹77,72,548 net gain — withdrew ₹12,20,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹74,79,746
Value today
-5.5%
vs lumpsum
Direct lumpsum would have beaten STP by 5.5% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,67,691
Value today
3.7×
Multiple
Staying invested through that crash turned ₹1L into ₹3,67,691 — a 3.7× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.20
Sharpe Ratio
-0.02
Alpha
0.58
Beta
-0.19
Sortino
17.58%
Std Dev
-17.82%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Banks16.00%
- Electrical Equipment10.00%
- IT - Software8.00%
- Finance7.00%
- Consumer Durables6.00%
- Construction4.00%
- Auto Components4.00%
- Retailing4.00%
- Automobiles3.00%
- Pharmaceuticals & Biotechnology3.00%
- Petroleum Products3.00%
- Industrial Products3.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited3.71%
- 2Hdfc Bank Limited3.66%
- 3Reliance Industries Limited3.46%
- 4Larsen & Toubro Limited2.75%
- 5Shriram Finance Limited2.49%
- 6Avalon Technologies Limited2.46%
- 7Ge Vernova T&D India Limited2.38%
- 8State Bank Of India2.32%
- 9Bharti Airtel Limited2.24%
- 10Amber Enterprises India Limited2.22%
Investment Objective
HSBC ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
HSBC ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹3,938 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.92%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations