HSBC ELSS Tax Saver Fund · Regular · Growth
NAV
₹140.7836
as of 31 Jul 2026
Expense Ratio
1.92%
AUM
₹3,670 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.07%
- 3Y
- +16.17%
- 5Y
- +13.23%
- Since Inception
- +13.83%
SIP returns (XIRR)
- 1Y
- +8.91%
- 3Y
- +10.76%
- 5Y
- +13.93%
- Since Inception
- +13.75%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,13,251 today — ₹5,95,000 invested, 13.8% XIRR.
₹5,95,000
Invested
₹12,13,251
Value today
13.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,42,906 today (13.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹22,15,812.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,13,251 in this fund vs ₹12,17,407 in the benchmark — underperformance of ₹4,156.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹3,92,308 today (3.92×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.17
Sharpe Ratio
+0.04
Alpha
0.33
Beta
0.17
Sortino
16.61%
Std Dev
-13.92%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks15.92%
- Electrical Equipment10.80%
- Finance6.79%
- Consumer Durables6.53%
- IT - Software6.05%
- Auto Components4.40%
- Retailing4.37%
- Construction3.62%
- Pharmaceuticals & Biotechnology3.27%
- Automobiles3.11%
- Petroleum Products3.02%
- Ferrous Metals2.68%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited3.89%
- 2Avalon Technologies Limited3.75%
- 3Hdfc Bank Limited3.66%
- 4Reliance Industries Limited3.02%
- 5Shriram Finance Limited2.67%
- 6Ge Vernova T&D India Limited2.54%
- 7Thangamayil Jewellery Limited2.42%
- 8Larsen & Toubro Limited2.37%
- 9State Bank Of India2.15%
- 10Pearl Global Industries Limited2.14%
Investment Objective
HSBC ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
HSBC ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹3,670 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.92%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations