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Equity Savingsregulargrowth📊 NIFTY Equity Savings Index(SEBI default)

HSBC Equity Savings Fund - Regular Growth

HSBC Mutual Fund

#1 of 22 (1Y)

₹35.9566

0.07 (-0.20%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹35.9566

0.07 (-0.20%)

29 May 2026

AMFI: 151058

Direct · Growth

₹₹40.1813

0.08 (-0.19%)

29 May 2026

AMFI: 151060

Regular · IDCW

₹₹16.4471

0.03 (-0.20%)

29 May 2026

AMFI: 151057

Direct · IDCW

₹₹18.2994

0.04 (-0.19%)

29 May 2026

AMFI: 151059

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.28%
1 Month+0.93%
3 Months+2.89%
6 Months+3.25%
1 Year+10.92%
3 Years (CAGR)+13.26%
5 Years (CAGR)+11.07%
10 Years (CAGR)+9.44%
Since Inception (Sept 2011)+9.08%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+10.45%
3 Year SIP+10.55%
5 Year SIP+11.20%
Since Inception (Sept 2011)+9.61%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹88,000

Invested

₹1,87,478

Value today

9.7%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

5,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹5,000

Invested

₹17,978

Value today

9.1%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹8,80,000

Withdrawn

₹17,20,881

Corpus left

+₹16,00,881 net gain — withdrew ₹8,80,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹21,07,953

Value today

-2.3%

vs lumpsum

Direct lumpsum would have beaten STP by 2.3% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹2,40,883

Value today

2.4×

Multiple

Staying invested through that crash turned ₹1L into ₹2,40,883 — a 2.4× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹1,09,885

Regular plan

₹1,04,419

Direct earns ₹5,466 more on a ₹60K investment0.91% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseHSBC Mutual Fund
CategoryEquity Savings
Plan Typeregular
Optiongrowth
AUM₹771 Cr
Expense Ratio1.52%
Min SIP₹500
Min Lumpsum₹5,000
BenchmarkNIFTY Equity Savings Index
Launch Date26 Sept 2011
AMFI Code151058

Risk Metrics

Trailing 1 year, annualised

-0.10

Sharpe Ratio

Alpha

Beta

-0.08

Sortino

7.28%

Std Dev

-11.66%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Apr 2026

Equity41 holdings · 72.8%
Security% NAV

ICICI Bank Limited

INE090A01021

4.68%

State Bank of India

INE062A01020

4.08%

Oil & Natural Gas Corporation Limited

INE213A01029

3.64%

HDFC Bank Limited

INE040A01034

2.98%

Axis Bank Limited

INE238A01034

2.98%

Jio Financial Services Limited

INE758E01017

2.91%

Aditya Infotech Limited

INE819V01029

2.67%

Tata Consumer Products Limited

INE192A01025

2.43%

The Federal Bank Limited

INE171A01029

2.38%

Power Finance Corporation Limited**

INE134E08II2

2.33%

Bharat Electronics Limited

INE263A01024

2.24%

Steel Authority of India Limited

INE114A01011

2.10%

Atlanta Electricals Limited

INE0Z4F01028

1.94%

Hitachi Energy India Limited

INE07Y701011

1.93%

FSN E-Commerce Ventures Limited

INE388Y01029

1.76%

NABARD^

INE261F08EK5

1.68%

Billionbrains Garage Ventures Ltd.

INE0HOQ01053

1.67%

Kotak Mahindra Bank Limited

INE237A01036

1.60%

Tata Steel Limited

INE081A01020

1.55%

LIC Housing Finance Limited

INE115A01026

1.53%

Mahindra & Mahindra Limited

INE101A01026

1.49%

GE Vernova T&D India Limited

INE200A01026

1.40%

Sedemac Mechatronics Ltd.

INE00XB01019

1.37%

PB Fintech Limited

INE417T01026

1.25%

Thermax Limited

INE152A01029

1.25%

TD Power Systems Limited

INE419M01027

1.25%

ICICI Prudential AMC Ltd

INE346A01027

1.23%

Grasim Industries Limited

INE047A01021

1.22%

Adani Enterprises Limited

INE423A01024

1.20%

National Housing Bank**

INE557F08FY4

1.19%

REC Limited**

INE020B08FA2

1.18%

SIDBI**

INE556F08KR0

1.15%

Bharti Airtel Limited

INE397D01024

1.12%

Siddhivinayak Securitisation Trust**

INE2I7F15012

1.10%

Mindspace Business Parks REIT**

INE0CCU14096

1.10%

Container Corporation of India Limited

INE111A01025

1.08%

Hindalco Industries Limited

INE038A01020

0.92%

Punjab National Bank

INE160A01022

0.92%

Lenskart Solutions Limited

INE956O01016

0.85%

RBL Bank Limited

INE976G01028

0.74%

Divi''s Laboratories Limited

INE361B01024

0.68%
Debt9 holdings · 15.4%
Security% NAV

364 Days Treasury Bill 28-Jan-2027

IN002025Z435

2.65%

364 Days Treasury Bill 04-Feb-2027

IN002025Z443

2.65%

7.06% GOI - 10-Apr-2028

IN0020230010

2.14%

7.04% GOI - 03-Jun-2029

IN0020240050

1.73%

7.38% GOI MAT 20-Jun-2027

IN0020220037

1.73%

7.32% GOI - 13-Nov-2030

IN0020230135

1.17%

7.18% GOI - 14-Aug-2033

IN0020230085

1.13%

7.10% GOI - 08-Apr-2034

IN0020240019

1.12%

HDFC Bank Limited**

INE040A16IZ6

1.04%

Performance Comparison

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Investment Objective

HSBC Equity Savings Fund - Regular Growth by HSBC Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.

About This Fund

HSBC Equity Savings Fund - Regular Growth is a Equity Savings mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹771 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 1.52%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations