HSBC Equity Savings Fund · Regular · Growth
NAV
₹36.7242
as of 31 Jul 2026
Expense Ratio
1.52%
AUM
₹965 Cr
Lumpsum returns (CAGR)
- 1Y
- +11.12%
- 3Y
- +12.82%
- 5Y
- +10.70%
- Since Inception
- +9.16%
SIP returns (XIRR)
- 1Y
- +11.65%
- 3Y
- +10.79%
- 5Y
- +11.50%
- Since Inception
- +9.74%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,24,676 today — ₹5,95,000 invested, 10.6% XIRR.
₹5,95,000
Invested
₹10,24,676
Value today
10.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,42,260 today (9.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹13,97,925.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹2,46,025 today (2.46×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.67
Sharpe Ratio
—
Alpha
—
Beta
0.63
Sortino
6.11%
Std Dev
-4.48%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks25.55%
- Finance6.48%
- Automobiles6.44%
- Electrical Equipment6.10%
- Capital Markets5.51%
- Pharmaceuticals & Biotechnology4.94%
- Ferrous Metals3.64%
- Retailing3.22%
- Telecom - Services2.25%
- Cement & Cement Products2.03%
- Agricultural Food & other Products1.83%
- Financial Technology (Fintech)1.71%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited5.03%
- 2Icici Bank Limited5.01%
- 3State Bank Of India4.38%
- 4Mahindra & Mahindra Limited3.64%
- 5Axis Bank Limited2.78%
- 6Sun Pharmaceutical Industries Limited2.39%
- 7Jio Financial Services Limited2.30%
- 86.36% Goi 16-Feb-20312.27%
- 9The Federal Bank Limited2.20%
- 10364 Days Treasury Bill 04-Feb-20272.15%
Investment Objective
HSBC Equity Savings Fund · Regular · Growth by HSBC Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
HSBC Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹965 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 1.52%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations