ICICI Prudential Equity Savings Fund - Cumulative option
₹22.8500
₹0.10 (-0.44%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹22.8500
₹0.10 (-0.44%)
29 May 2026
AMFI: 133051
Direct · Growth
Discontinued / Inactive
⚠ 22 Feb 2017
AMFI: 126676
Regular · IDCW
₹₹13.1000
₹0.05 (-0.38%)
29 May 2026
AMFI: 133053
Direct · IDCW
Discontinued / Inactive
⚠ 16 Mar 2017
AMFI: 126678
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹13,700
Invested
₹21,247
Value today
7.4%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹11,425
Value today
7.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹6,85,000
Withdrawn
₹12,22,674
Corpus left
+₹9,07,674 net gain — withdrew ₹6,85,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹13,45,008
Value today
-1.9%
vs lumpsum
Direct lumpsum would have beaten STP by 1.9% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,89,469
Value today
1.9×
Multiple
Staying invested through that crash turned ₹1L into ₹1,89,469 — a 1.9× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹91,226
Regular plan
₹88,390
Direct earns ₹2,836 more on a ₹60K investment — 0.47% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.68
Sharpe Ratio
—
Alpha
—
Beta
-0.66
Sortino
2.60%
Std Dev
-3.25%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
HDFC Bank Ltd. INE040A01034 | 7.97% |
Sun Pharmaceutical Industries Ltd. INE044A01036 | 5.90% |
Reliance Industries Ltd. INE002A01018 | 5.86% |
Kotak Mahindra Bank Ltd. INE237A01036 | 3.38% |
ITC Ltd. INE154A01025 | 2.92% |
ICICI Bank Ltd. INE090A01021 | 2.91% |
Mahindra & Mahindra Ltd. INE101A01026 | 2.50% |
Adani Ports and Special Economic Zone Ltd. INE742F01042 | 2.34% |
NTPC Ltd. INE733E01010 | 2.25% |
Tata Consultancy Services Ltd. INE467B01029 | 2.10% |
Bajaj Finance Ltd. INE296A01032 | 2.06% |
Hindustan Unilever Ltd. INE030A01027 | 2.04% |
Larsen & Toubro Ltd. INE018A01030 | 1.89% |
HDFC Life Insurance Company Ltd. INE795G01014 | 1.88% |
Bharti Airtel Ltd. INE397D01024 | 1.80% |
Tata Steel Ltd. INE081A01020 | 1.66% |
Infosys Ltd. INE009A01021 | 1.64% |
Bajaj Finserv Ltd. INE918I01026 | 1.60% |
Ambuja Cements Ltd. INE079A01024 | 1.36% |
Axis Bank Ltd. INE238A01034 | 1.35% |
Eternal Ltd. INE758T01015 | 1.30% |
Cipla Ltd. INE059A01026 | 0.79% |
Oil & Natural Gas Corporation Ltd. INE213A01029 | 0.72% |
Maruti Suzuki India Ltd. INE585B01010 | 0.71% |
Wipro Ltd. INE075A01022 | 0.71% |
Nestle India Ltd. INE239A01024 | 0.64% |
Power Grid Corporation Of India Ltd. INE752E01010 | 0.63% |
Vodafone Idea Ltd. INE669E01016 | 0.61% |
JSW Steel Ltd. INE019A01038 | 0.48% |
Dr. Reddy's Laboratories Ltd. INE089A01031 | 0.46% |
Titan Company Ltd. INE280A01028 | 0.42% |
Hindalco Industries Ltd. INE038A01020 | 0.42% |
Canara Bank INE476A01022 | 0.39% |
Jio Financial Services Ltd INE758E01017 | 0.38% |
Britannia Industries Ltd. INE216A01030 | 0.35% |
SBI Life Insurance Company Ltd. INE123W01016 | 0.32% |
| Security | % NAV |
|---|---|
HDFC Bank Ltd. ** INE040A16IU7 | 0.84% |
Government Securities IN0020250018 | 0.81% |
Rural Electrification Corporation Ltd. INE020B08FR6 | 0.74% |
Small Industries Development Bank Of India. ** INE556F16BW2 | 0.56% |
HDFC Bank Ltd. INE040A16JC3 | 0.56% |
Government Securities IN0020250091 | 0.54% |
Muthoot Finance Ltd. ** INE414G07JG7 | 0.45% |
State Government of Maharashtra IN2220240427 | 0.39% |
State Government of Maharashtra IN2220240435 | 0.39% |
Panatone Finvest Ltd. ** INE116F14240 | 0.39% |
Government Securities IN0020210137 | 0.36% |
India Universal Trust AL2 ** INE1CBK15037 | 0.34% |
| Security | % NAV |
|---|---|
ICICI Prudential Savings Fund - Direct - Growth INF109K01O82 | 9.32% |
ICICI Prudential Money Market fund - Direct Plan - Growth Option INF109K01R14 | 7.89% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
ICICI Prudential Equity Savings Fund - Cumulative option by ICICI Prudential Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
ICICI Prudential Equity Savings Fund - Cumulative option is a Equity Savings mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹17,830 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Equity Savings TRI. The current expense ratio is 0.97%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations