ITI ELSS Tax Saver Fund · Regular · Growth
NAV
₹25.1619
as of 31 Jul 2026
Expense Ratio
2.31%
AUM
₹426 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.69%
- 3Y
- +16.13%
- 5Y
- +11.93%
- Since Inception
- +14.57%
SIP returns (XIRR)
- 1Y
- +9.63%
- 3Y
- +9.45%
- 5Y
- +13.54%
- Since Inception
- +14.88%
What history actually did — last 6 years (Aug 2020 – Jul 2026)
A ₹5,000 monthly SIP for the last 6 years (Aug 2020 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,34,360 today — ₹3,55,000 invested, 13.8% XIRR.
₹3,55,000
Invested
₹5,34,360
Value today
13.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Aug 2020 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹2,64,539 today (17.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2020 would still hold ₹21,11,031.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹5,34,360 in this fund vs ₹5,13,764 in the benchmark — outperformance of ₹20,596.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Aug 2020 – Jul 2026) (3 Jun 2024) would be ₹1,07,064 today (1.07×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.15
Sharpe Ratio
+0.04
Alpha
0.36
Beta
0.14
Sortino
18.18%
Std Dev
-19.13%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
ITI ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
ITI ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by ITI Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹426 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.31%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations