JM ELSS Tax Saver Fund · Regular · Growth
NAV
₹52.8209
as of 13 Nov 2026
Expense Ratio
2.66%
AUM
₹243 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.41%
- 3Y
- +15.08%
- 5Y
- +11.62%
- Since Inception
- +9.35%
SIP returns (XIRR)
- 1Y
- +15.15%
- 3Y
- +9.07%
- 5Y
- +13.79%
- Since Inception
- +14.42%
Returns calculated from 31 March 2008 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹13,43,778 today — ₹6,00,000 invested, 15.6% XIRR.
₹6,00,000
Invested
₹13,43,778
Value today
15.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹4,47,950 today (16.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹31,35,720.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹13,43,778 in this fund vs ₹11,99,859 in the benchmark — outperformance of ₹1,43,919.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹4,39,259 today (4.39×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.21
Sharpe Ratio
+0.05
Alpha
1.00
Beta
0.20
Sortino
14.14%
Std Dev
-17.23%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
What this fund does
JM ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
JM ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by JM Financial Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹243 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.66%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C