JM ELSS Tax Saver Fund · Regular · Growth
NAV
₹51.0627
as of 30 Sept 2026
Expense Ratio
2.69%
AUM
₹221 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.51%
- 3Y
- +14.33%
- 5Y
- +12.29%
- Since Inception
- +9.21%
SIP returns (XIRR)
- 1Y
- +8.48%
- 3Y
- +8.07%
- 5Y
- +12.96%
- Since Inception
- +14.26%
Returns calculated from 31 March 2008 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹13,09,385 today — ₹5,95,000 invested, 15.3% XIRR.
₹5,95,000
Invested
₹13,09,385
Value today
15.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,85,944 today (14.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹25,50,054.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹13,09,385 in this fund vs ₹11,23,105 in the benchmark — outperformance of ₹1,86,280.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹4,24,638 today (4.25×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.52
Sharpe Ratio
+0.08
Alpha
0.29
Beta
0.51
Sortino
14.36%
Std Dev
-17.23%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
What this fund does
JM ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
JM ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by JM Financial Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹221 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.69%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C