JM ELSS Tax Saver Fund (Regular) - Growth option
₹47.9203
₹0.36 (-0.75%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹47.9203
₹0.36 (-0.75%)
29 May 2026
AMFI: 107288
Direct · Growth
₹₹55.3571
₹0.41 (-0.74%)
29 May 2026
AMFI: 120494
Regular · IDCW
₹₹47.9196
₹0.36 (-0.75%)
29 May 2026
AMFI: 107287
Direct · IDCW
₹₹53.9923
₹0.40 (-0.74%)
29 May 2026
AMFI: 120493
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,09,000
Invested
₹4,62,382
Value today
14.2%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹4,828
Value today
9.1%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,90,000
Withdrawn
₹2,04,253
Corpus left
+₹2,94,253 net gain — withdrew ₹10,90,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹1,26,69,938
Value today
+337.4%
vs lumpsum
STP beat direct lumpsum by 337.4% — reduced timing risk paid off
Model your own STP with real NAVBeat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹4,62,382
Benchmark
₹4,19,802
+₹42,580 extra wealth vs the benchmark index
Backtest this SIP yourself₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹4,01,503
Value today
4.0×
Multiple
Staying invested through that crash turned ₹1L into ₹4,01,503 — a 4.0× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,43,309
Regular plan
₹1,34,460
Direct earns ₹8,849 more on a ₹60K investment — 1.47% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.46
Sharpe Ratio
-0.06
Alpha
0.50
Beta
-0.43
Sortino
16.10%
Std Dev
-17.93%
Max Drawdown
Portfolio Holdings
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
JM ELSS Tax Saver Fund (Regular) - Growth option is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
JM ELSS Tax Saver Fund (Regular) - Growth option is a ELSS Tax Saver mutual fund offered by JM Financial Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹215 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.37%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations