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Focused Fund📊 NIFTY 500 TRI(SEBI default)

JM Focused Fund · Regular · Growth

JM Financial Mutual Fund

#16 of 28 (1Y)

NAV

₹19.4398

as of 30 Sept 2026

Expense Ratio

2.85%

AUM

₹278 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
-1.59%
3Y
+9.54%
5Y
+10.71%
Since Inception
+4.02%

SIP returns (XIRR)

1Y
-1.30%
3Y
+2.48%
5Y
+9.47%
Since Inception
+11.08%

Returns calculated from 23 February 2011 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

What history actually did — last 10 years (Oct 2016 – Sept 2026)

A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)

Real NAV backtest

A ₹5,000 monthly SIP would be worth ₹10,51,280 today — ₹5,95,000 invested, 11.1% XIRR.

₹5,95,000

Invested

₹10,51,280

Value today

11.1%

XIRR (p.a.)

Try the SIP calculator with this fund

A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)

Real NAV backtest

₹1,00,000 invested 10 years ago would be ₹2,72,640 today (10.6% CAGR).

A regular withdrawal plan (SWP)

Real NAV backtest

A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹16,75,123.

Fund vs Benchmark (TRI)

Same SIP, benchmark total-return index

The same SIP would be worth ₹10,51,280 in this fund vs ₹11,23,105 in the benchmark — underperformance of ₹71,825.

Buying the worst day

Real NAV backtest

₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹3,17,742 today (3.18×).

Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.

Risk Metrics

Trailing 1 year, annualised

0.09

Sharpe Ratio

-0.00

Alpha

0.27

Beta

0.09

Sortino

15.88%

Std Dev

-18.74%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseJM Financial Mutual Fund
CategoryFocused Fund
BenchmarkNIFTY 500 TRI ✓
Launch Date12 Mar 2008
AMFI Code107410
Transaction facts
Min. Lumpsum₹1,000
Min. SIP₹100
Exit LoadExit Load effective from 1.1.2018 for Normal & SIP/ STP/SWP (for respective instalments ) investments - 1% if redeemed/switched-out within 60 days from the date of allotment

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

What this fund does

JM Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.

About This Fund

JM Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by JM Financial Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹278 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.85%.

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