Kotak Banking and Financial Services Fund · Direct · Growth
NAV
₹16.1340
as of 30 Sept 2026
Expense Ratio
0.80%
Lumpsum returns (CAGR)
- 1Y
- +2.35%
- 3Y
- +11.10%
- 5Y
- —
- Since Inception
- +14.26%
SIP returns (XIRR)
- 1Y
- -3.76%
- 3Y
- +6.36%
- 5Y
- —
- Since Inception
- +8.43%
Returns calculated from 06 February 2023 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks58.04%
- Finance24.07%
- Capital Markets12.14%
- Insurance2.63%
- Financial Technology (Fintech)0.58%
Each sector links to the mutual funds most exposed to it.
Thinking about Kotak Banking and Financial Services Fund · Direct · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
portfolio shared with Kotak Banking & Financial Services Fund - Direct Plan - IDCW Payout
- 1Icici Bank Ltd.12.93%
- 2Hdfc Bank Ltd.9.91%
- 3State Bank Of India.8.52%
- 4Axis Bank Ltd.7.24%
- 5Bajaj Finance Ltd.6.18%
- 6Shriram Finance Limited5.06%
- 7Kotak Mahindra Bank Ltd.3.44%
- 8Cholamandalam Investment And Finance Company Ltd.2.68%
- 9Indusind Bank Ltd.2.62%
- 10Poonawalla Fincorp Limited2.44%
What this fund does
Kotak Banking and Financial Services Fund · Direct · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Kotak Banking and Financial Services Fund · Direct · Growth is a Sectoral / Thematic mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 3 years. The current expense ratio is 0.80%.