Kotak Banking and Financial Services Fund · Regular · Growth
NAV
₹16.1490
as of 17 Jun 2026
Expense Ratio
2.10%
AUM
₹1,396 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.63%
- 3Y
- +13.35%
- 5Y
- —
- Since Inception
- +15.33%
SIP returns (XIRR)
- 1Y
- +7.75%
- 3Y
- +10.73%
- 5Y
- —
- Since Inception
- +11.65%
Returns calculated from 06 February 2023 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
Beat the benchmark — ₹100/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹4,566
Benchmark
₹4,518
+₹48 extra wealth vs the benchmark index
Backtest this SIP yourselfSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹4,000
Invested
₹4,566
Value today
8.2%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹153
Value today
13.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹8,38,812
Value today
-8.7%
vs lumpsum
Direct lumpsum would have beaten STP by 8.7% — but STP reduced timing risk
Model your own STP with real NAVRisk Metrics
Trailing 1 year, annualised0.25
Sharpe Ratio
+0.09
Alpha
0.53
Beta
0.25
Sortino
17.07%
Std Dev
-16.84%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd.12.92%
- 2Icici Bank Ltd.11.26%
- 3State Bank Of India.9.27%
- 4Axis Bank Ltd.7.96%
- 5Bajaj Finance Ltd.5.91%
- 6Shriram Finance Limited4.61%
- 7Bse Ltd4.38%
- 8Kotak Mahindra Bank Ltd.3.40%
- 9Bank Of Maharashtra2.38%
- 10Poonawalla Fincorp Limited2.37%
Investment Objective
Kotak Banking and Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Kotak Banking and Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹1,396 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Financial Services Total Return Index. The current expense ratio is 2.10%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations