Kotak ELSS Tax Saver Fund · Regular · Growth
NAV
₹114.3280
as of 17 Jun 2026
Expense Ratio
1.76%
AUM
₹6,224 Cr
Lumpsum returns (CAGR)
- 1Y
- -0.02%
- 3Y
- +12.05%
- 5Y
- +12.31%
- Since Inception
- +12.58%
SIP returns (XIRR)
- 1Y
- +0.68%
- 3Y
- +5.64%
- 5Y
- +10.17%
- Since Inception
- +12.90%
This fund trailed its benchmark
Top performers in ELSS Tax Saver by 5Y CAGR
Motilal Oswal ELSS Tax Saver Fund · Regular · Growth
SBI ELSS Tax Saver Fund · Regular · Growth
HDFC ELSS Tax saver · Regular · Growth
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,23,500
Invested
₹5,26,604
Value today
12.5%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹500 lumpsum at launch — value today
Invested on the fund's first NAV date
₹500
Invested
₹5,456
Value today
12.3%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹12,35,000
Withdrawn
₹56,46,063
Corpus left
+₹58,81,063 net gain — withdrew ₹12,35,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹57,07,056
Value today
-12.8%
vs lumpsum
Direct lumpsum would have beaten STP by 12.8% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,49,612
Value today
3.5×
Multiple
Staying invested through that crash turned ₹1L into ₹3,49,612 — a 3.5× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.39
Sharpe Ratio
-0.05
Alpha
0.51
Beta
-0.37
Sortino
14.80%
Std Dev
-15.31%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd.7.58%
- 2State Bank Of India.5.51%
- 3Icici Bank Ltd.4.75%
- 4Bharti Airtel Ltd.3.75%
- 5Ntpc Ltd3.27%
- 6Tech Mahindra Ltd.2.89%
- 7Britannia Industries Ltd.2.67%
- 8Larsen And Toubro Ltd.2.63%
- 9Hero Motocorp Ltd.2.50%
- 10Eternal Limited2.42%
Investment Objective
Kotak ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Kotak ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹6,224 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.76%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations