Kotak ELSS Tax Saver Fund-Growth
₹110.7730
₹1.41 (-1.26%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹110.7730
₹1.41 (-1.26%)
29 May 2026
AMFI: 103339
Direct · Growth
₹₹131.0380
₹1.66 (-1.25%)
29 May 2026
AMFI: 119773
Regular · IDCW
₹₹41.4560
₹0.53 (-1.26%)
29 May 2026
AMFI: 103338
Direct · IDCW
₹₹54.8910
₹0.70 (-1.25%)
29 May 2026
AMFI: 119772
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,23,000
Invested
₹5,40,889
Value today
12.8%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹500 lumpsum at launch — value today
Invested on the fund's first NAV date
₹500
Invested
₹5,609
Value today
12.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹12,30,000
Withdrawn
₹58,09,811
Corpus left
+₹60,39,811 net gain — withdrew ₹12,30,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹86,51,350
Value today
+28.5%
vs lumpsum
STP beat direct lumpsum by 28.5% — reduced timing risk paid off
Model your own STP with real NAVThis fund trailed its benchmark
Top performers in ELSS Tax Saver by 5Y CAGR
Motilal Oswal ELSS Tax Saver Fund - Regular Plan - Growth Option
SBI ELSS Tax Saver FUND - REGULAR PLAN- GROWTH
HDFC ELSS Tax saver - Growth Plan
₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,59,435
Value today
3.6×
Multiple
Staying invested through that crash turned ₹1L into ₹3,59,435 — a 3.6× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,31,643
Regular plan
₹1,21,843
Direct earns ₹9,800 more on a ₹60K investment — 1.63% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.59
Sharpe Ratio
-0.07
Alpha
0.47
Beta
-0.55
Sortino
14.62%
Std Dev
-17.66%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
HDFC BANK LTD. INE040A01034 | 786.00% |
HDFC BANK LTD. INE040A01034 | 758.00% |
STATE BANK OF INDIA. INE062A01020 | 552.00% |
STATE BANK OF INDIA. INE062A01020 | 551.00% |
ICICI BANK LTD. INE090A01021 | 496.00% |
ICICI BANK LTD. INE090A01021 | 475.00% |
BHARTI AIRTEL LTD. INE397D01024 | 388.00% |
BHARTI AIRTEL LTD. INE397D01024 | 375.00% |
Tech Mahindra Ltd. INE669C01036 | 334.00% |
NTPC LTD INE733E01010 | 327.00% |
NTPC LTD INE733E01010 | 310.00% |
Infosys Ltd. INE009A01021 | 309.00% |
Tech Mahindra Ltd. INE669C01036 | 289.00% |
Britannia Industries Ltd. INE216A01030 | 277.00% |
Hero MotoCorp Ltd. INE158A01026 | 272.00% |
Britannia Industries Ltd. INE216A01030 | 267.00% |
Larsen and Toubro Ltd. INE018A01030 | 263.00% |
Hero MotoCorp Ltd. INE158A01026 | 250.00% |
ETERNAL LIMITED INE758T01015 | 246.00% |
Linde India Ltd. INE473A01011 | 245.00% |
Larsen and Toubro Ltd. INE018A01030 | 242.00% |
ETERNAL LIMITED INE758T01015 | 242.00% |
BAJAJ FINANCE LTD. INE296A01032 | 241.00% |
Linde India Ltd. INE473A01011 | 240.00% |
SUN PHARMACEUTICAL INDUSTRIES LTD. INE044A01036 | 236.00% |
HINDUSTAN PETROLEUM CORPORATION LTD. INE094A01015 | 230.00% |
BAJAJ FINANCE LTD. INE296A01032 | 226.00% |
HINDUSTAN PETROLEUM CORPORATION LTD. INE094A01015 | 225.00% |
SUN PHARMACEUTICAL INDUSTRIES LTD. INE044A01036 | 222.00% |
AXIS BANK LTD. INE238A01034 | 208.00% |
AXIS BANK LTD. INE238A01034 | 207.00% |
Bosch Limited INE323A01026 | 206.00% |
BHARAT PETROLEUM CORPORATION LTD. INE029A01011 | 201.00% |
Jindal Steel & Power Ltd INE749A01030 | 200.00% |
Jindal Steel & Power Ltd INE749A01030 | 199.00% |
RELIANCE INDUSTRIES LTD. INE002A01018 | 197.00% |
BHARAT PETROLEUM CORPORATION LTD. INE029A01011 | 197.00% |
Bosch Limited INE323A01026 | 196.00% |
RELIANCE INDUSTRIES LTD. INE002A01018 | 192.00% |
Mahindra & Mahindra Ltd. INE101A01026 | 185.00% |
Ultratech Cement Ltd. INE481G01011 | 183.00% |
Ultratech Cement Ltd. INE481G01011 | 180.00% |
KALPATARU PROJECTS INTERNATIONAL LIMITED INE220B01022 | 179.00% |
Mahindra & Mahindra Ltd. INE101A01026 | 177.00% |
Mphasis Ltd INE356A01018 | 168.00% |
BANK OF BARODA INE028A01039 | 168.00% |
Data Patterns (India) Ltd. INE0IX101010 | 167.00% |
KALPATARU PROJECTS INTERNATIONAL LIMITED INE220B01022 | 166.00% |
Mphasis Ltd INE356A01018 | 165.00% |
Power Grid Corporation of India Ltd. INE752E01010 | 164.00% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Kotak ELSS Tax Saver Fund-Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Kotak ELSS Tax Saver Fund-Growth is a ELSS Tax Saver mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹6,224 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.76%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations