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ELSS Tax Saverregulargrowth📊 NIFTY 500 TRI

Kotak ELSS Tax Saver Fund-Growth

Kotak Mahindra Mutual Fund

#21 of 39 (1Y)

₹110.7730

1.41 (-1.26%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹110.7730

1.41 (-1.26%)

29 May 2026

AMFI: 103339

Direct · Growth

₹₹131.0380

1.66 (-1.25%)

29 May 2026

AMFI: 119773

Regular · IDCW

₹₹41.4560

0.53 (-1.26%)

29 May 2026

AMFI: 103338

Direct · IDCW

₹₹54.8910

0.70 (-1.25%)

29 May 2026

AMFI: 119772

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.32%
1 Month-3.28%
3 Months-5.32%
6 Months-6.24%
1 Year-1.98%
3 Years (CAGR)+12.40%
5 Years (CAGR)+12.53%
10 Years (CAGR)+14.37%
Since Inception (Nov 2005)+12.44%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP-5.30%
3 Year SIP+4.10%
5 Year SIP+9.23%
Since Inception (Nov 2005)+12.70%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,23,000

Invested

₹5,40,889

Value today

12.8%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

500 lumpsum at launch — value today

Invested on the fund's first NAV date

₹500

Invested

₹5,609

Value today

12.5%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹12,30,000

Withdrawn

₹58,09,811

Corpus left

+₹60,39,811 net gain — withdrew ₹12,30,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹86,51,350

Value today

+28.5%

vs lumpsum

STP beat direct lumpsum by 28.5% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹3,59,435

Value today

3.6×

Multiple

Staying invested through that crash turned ₹1L into ₹3,59,435 — a 3.6× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹1,31,643

Regular plan

₹1,21,843

Direct earns ₹9,800 more on a ₹60K investment1.63% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseKotak Mahindra Mutual Fund
CategoryELSS Tax Saver
Plan Typeregular
Optiongrowth
AUM₹6,224 Cr
Expense Ratio1.76%
Min SIP₹500
Min Lumpsum₹500
BenchmarkNIFTY 500 TRI ✓
Launch Date23 Nov 2005
AMFI Code103339

Risk Metrics

Trailing 1 year, annualised

-0.59

Sharpe Ratio

-0.07

Alpha

0.47

Beta

-0.55

Sortino

14.62%

Std Dev

-17.66%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Security% NAV

HDFC BANK LTD.

INE040A01034

786.00%

HDFC BANK LTD.

INE040A01034

758.00%

STATE BANK OF INDIA.

INE062A01020

552.00%

STATE BANK OF INDIA.

INE062A01020

551.00%

ICICI BANK LTD.

INE090A01021

496.00%

ICICI BANK LTD.

INE090A01021

475.00%

BHARTI AIRTEL LTD.

INE397D01024

388.00%

BHARTI AIRTEL LTD.

INE397D01024

375.00%

Tech Mahindra Ltd.

INE669C01036

334.00%

NTPC LTD

INE733E01010

327.00%

NTPC LTD

INE733E01010

310.00%

Infosys Ltd.

INE009A01021

309.00%

Tech Mahindra Ltd.

INE669C01036

289.00%

Britannia Industries Ltd.

INE216A01030

277.00%

Hero MotoCorp Ltd.

INE158A01026

272.00%

Britannia Industries Ltd.

INE216A01030

267.00%

Larsen and Toubro Ltd.

INE018A01030

263.00%

Hero MotoCorp Ltd.

INE158A01026

250.00%

ETERNAL LIMITED

INE758T01015

246.00%

Linde India Ltd.

INE473A01011

245.00%

Larsen and Toubro Ltd.

INE018A01030

242.00%

ETERNAL LIMITED

INE758T01015

242.00%

BAJAJ FINANCE LTD.

INE296A01032

241.00%

Linde India Ltd.

INE473A01011

240.00%

SUN PHARMACEUTICAL INDUSTRIES LTD.

INE044A01036

236.00%

HINDUSTAN PETROLEUM CORPORATION LTD.

INE094A01015

230.00%

BAJAJ FINANCE LTD.

INE296A01032

226.00%

HINDUSTAN PETROLEUM CORPORATION LTD.

INE094A01015

225.00%

SUN PHARMACEUTICAL INDUSTRIES LTD.

INE044A01036

222.00%

AXIS BANK LTD.

INE238A01034

208.00%

AXIS BANK LTD.

INE238A01034

207.00%

Bosch Limited

INE323A01026

206.00%

BHARAT PETROLEUM CORPORATION LTD.

INE029A01011

201.00%

Jindal Steel & Power Ltd

INE749A01030

200.00%

Jindal Steel & Power Ltd

INE749A01030

199.00%

RELIANCE INDUSTRIES LTD.

INE002A01018

197.00%

BHARAT PETROLEUM CORPORATION LTD.

INE029A01011

197.00%

Bosch Limited

INE323A01026

196.00%

RELIANCE INDUSTRIES LTD.

INE002A01018

192.00%

Mahindra & Mahindra Ltd.

INE101A01026

185.00%

Ultratech Cement Ltd.

INE481G01011

183.00%

Ultratech Cement Ltd.

INE481G01011

180.00%

KALPATARU PROJECTS INTERNATIONAL LIMITED

INE220B01022

179.00%

Mahindra & Mahindra Ltd.

INE101A01026

177.00%

Mphasis Ltd

INE356A01018

168.00%

BANK OF BARODA

INE028A01039

168.00%

Data Patterns (India) Ltd.

INE0IX101010

167.00%

KALPATARU PROJECTS INTERNATIONAL LIMITED

INE220B01022

166.00%

Mphasis Ltd

INE356A01018

165.00%

Power Grid Corporation of India Ltd.

INE752E01010

164.00%

Performance Comparison

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Investment Objective

Kotak ELSS Tax Saver Fund-Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.

About This Fund

Kotak ELSS Tax Saver Fund-Growth is a ELSS Tax Saver mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹6,224 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.76%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Salaried individuals and taxpayers seeking to save tax under Section 80C
  • SIP investors who can benefit from rupee cost averaging during market fluctuations