Kotak Equity Savings Fund · Regular · Growth
NAV
₹27.1297
as of 17 Jun 2026
Expense Ratio
1.74%
AUM
₹9,704 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.06%
- 3Y
- +9.88%
- 5Y
- +9.51%
- Since Inception
- +8.87%
SIP returns (XIRR)
- 1Y
- +3.89%
- 3Y
- +6.99%
- 5Y
- +8.77%
- Since Inception
- +9.14%
Returns calculated from 17 September 2014 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹14,100
Invested
₹24,294
Value today
8.9%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹267
Value today
8.7%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹7,05,000
Withdrawn
₹14,60,046
Corpus left
+₹11,65,046 net gain — withdrew ₹7,05,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹15,75,343
Value today
-1.8%
vs lumpsum
Direct lumpsum would have beaten STP by 1.8% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,11,606
Value today
2.1×
Multiple
Staying invested through that crash turned ₹1L into ₹2,11,606 — a 2.1× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.23
Sharpe Ratio
—
Alpha
—
Beta
-0.21
Sortino
5.89%
Std Dev
-5.41%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Kotak Liquid Direct Growth6.62%
- 2Bharti Airtel Ltd.6.37%
- 3Indus Towers Ltd.3.61%
- 4State Bank Of India.3.10%
- 5Hdfc Bank Ltd.2.98%
- 6Ntpc Ltd2.96%
- 7Maruti Suzuki India Limited2.81%
- 8Adani Ports And Special Economic Zone Limited2.49%
- 9Itc Ltd.2.29%
- 10Hero Motocorp Ltd.2.26%
Investment Objective
Kotak Equity Savings Fund · Regular · Growth by Kotak Mahindra Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
Kotak Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹9,704 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index TRI. The current expense ratio is 1.74%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations