LIC MF Balanced Advantage Fund · Regular · Growth
NAV
₹14.0365
as of 13 Nov 2026
Expense Ratio
2.91%
AUM
₹683 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.13%
- 3Y
- +7.92%
- 5Y
- +7.02%
- Since Inception
- +7.01%
SIP returns (XIRR)
- 1Y
- +8.15%
- 3Y
- +5.11%
- 5Y
- +6.91%
- Since Inception
- +6.91%
What history actually did — last 5 years (Nov 2021 – Nov 2026)
A ₹5,000 monthly SIP for the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,54,962 today — ₹3,00,000 invested, 6.8% XIRR.
₹3,00,000
Invested
₹3,54,962
Value today
6.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,40,365 today (7.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2021 would still hold ₹10,48,688.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Nov 2021 – Nov 2026) (4 Jun 2024) would be ₹1,16,316 today (1.16×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.52
Sharpe Ratio
—
Alpha
—
Beta
-0.51
Sortino
8.94%
Std Dev
-10.41%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks8.63%
- Electrical Equipment8.24%
- Pharmaceuticals & Biotechnology7.95%
- Chemicals & Petrochemicals7.56%
- IT - Software6.54%
- Finance4.39%
- Retailing4.12%
- Industrial Products4.05%
- Capital Markets3.66%
- Industrial Manufacturing2.66%
- Construction2.46%
- Automobiles2.28%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 17.43% Jamnagar Utilities & Power Pvt. Ltd.6.35%
- 2Icici Bank Ltd.5.38%
- 3Navin Fluorine International Ltd.3.75%
- 4Sun Pharmaceutical Industries Ltd.2.69%
- 5Indo-Mim Ltd.2.66%
- 6Larsen & Toubro Ltd.2.46%
- 7Divi'S Laboratories Ltd.2.36%
- 87.47% Reliance Industries Ltd. **2.29%
- 9Au Small Finance Bank Ltd.2.28%
- 10Shriram Finance Ltd.2.26%
What this fund does
LIC MF Balanced Advantage Fund · Regular · Growth by LIC Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
LIC MF Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by LIC Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹683 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 2.91%.