LIC MF Banking and Financial Services Fund-Regular Plan-Growth
₹20.4371
₹0.26 (-1.25%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹20.5859
₹0.05 (-0.23%)
15 May 2026
AMFI: HIST_KF_INF397L01KH2
Direct · Growth
₹₹23.3213
₹0.29 (-1.24%)
29 May 2026
AMFI: 134017
Regular · IDCW
₹₹20.4335
₹0.26 (-1.25%)
29 May 2026
AMFI: 134015
Direct · IDCW
₹₹23.1594
₹0.29 (-1.24%)
29 May 2026
AMFI: 133908
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹67,000
Invested
₹1,10,336
Value today
8.6%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹2,044
Value today
6.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹6,70,000
Withdrawn
₹9,40,354
Corpus left
+₹6,10,354 net gain — withdrew ₹6,70,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹13,69,603
Value today
+11.7%
vs lumpsum
STP beat direct lumpsum by 11.7% — reduced timing risk paid off
Model your own STP with real NAVThis fund trailed its benchmark
Top performers in Sectoral / Thematic by 5Y CAGR
DSP India T.I.G.E.R. Fund - Regular Plan - Growth
ICICI Prudential Infrastructure Fund - Growth
SBI PSU Fund - REGULAR PLAN -Growth
₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,91,430
Value today
2.9×
Multiple
Staying invested through that crash turned ₹1L into ₹2,91,430 — a 2.9× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,02,982
Regular plan
₹95,498
Direct earns ₹7,484 more on a ₹60K investment — 1.25% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.12
Sharpe Ratio
+0.02
Alpha
0.50
Beta
-0.12
Sortino
16.30%
Std Dev
-16.55%
Max Drawdown
Portfolio Holdings
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
LIC MF Banking and Financial Services Fund-Regular Plan-Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
LIC MF Banking and Financial Services Fund-Regular Plan-Growth is a Sectoral / Thematic mutual fund offered by LIC Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹272 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.46%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations