LIC MF Equity Savings Fund · Regular · Growth
NAV
₹28.7603
as of 13 Nov 2026
Expense Ratio
2.80%
AUM
₹38 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.95%
- 3Y
- +7.80%
- 5Y
- +6.30%
- Since Inception
- +6.97%
SIP returns (XIRR)
- 1Y
- +5.32%
- 3Y
- +5.57%
- 5Y
- +6.92%
- Since Inception
- +6.96%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,67,484 today — ₹6,00,000 invested, 7.3% XIRR.
₹6,00,000
Invested
₹8,67,484
Value today
7.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,88,223 today (6.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹10,14,747.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,97,451 today (1.98×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.62
Sharpe Ratio
—
Alpha
—
Beta
-0.60
Sortino
4.95%
Std Dev
-6.11%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks9.45%
- Pharmaceuticals & Biotechnology7.40%
- Retailing5.71%
- Automobiles4.86%
- IT - Software4.45%
- Consumer Durables4.21%
- Auto Components3.68%
- Beverages2.92%
- Industrial Products2.63%
- Non - Ferrous Metals2.35%
- Electrical Equipment2.27%
- Finance2.13%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Lic Mf Liquid Fund-Dr Pln-Gr9.73%
- 2Cipla Ltd.2.66%
- 3State Bank Of India2.23%
- 4Eternal Ltd.2.01%
- 5Bajaj Auto Ltd.1.79%
- 6Apl Apollo Tubes Ltd.1.78%
- 7Bank Of Baroda1.74%
- 8Divi'S Laboratories Ltd.1.68%
- 9Solar Industries India Ltd.1.60%
- 10Torrent Pharmaceuticals Ltd.1.59%
What this fund does
LIC MF Equity Savings Fund · Regular · Growth by LIC Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
LIC MF Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by LIC Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹38.0 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 2.80%.