LIC MF Equity Savings Fund · Regular · Growth
NAV
₹28.2803
as of 29 Sept 2026
Expense Ratio
2.85%
AUM
₹35 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.69%
- 3Y
- +7.13%
- 5Y
- +6.33%
- Since Inception
- +6.91%
SIP returns (XIRR)
- 1Y
- +2.23%
- 3Y
- +5.07%
- 5Y
- +6.54%
- Since Inception
- +6.86%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,61,500 today — ₹6,00,000 invested, 7.1% XIRR.
₹6,00,000
Invested
₹8,61,500
Value today
7.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,85,819 today (6.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹9,96,687.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,94,155 today (1.94×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.10
Sharpe Ratio
—
Alpha
—
Beta
-0.10
Sortino
5.30%
Std Dev
-6.11%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks9.55%
- Pharmaceuticals & Biotechnology6.74%
- IT - Software6.15%
- Retailing6.03%
- Automobiles4.83%
- Consumer Durables3.90%
- Auto Components3.25%
- Industrial Products2.67%
- Non - Ferrous Metals2.58%
- Electrical Equipment2.50%
- Beverages2.37%
- Finance2.32%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Lic Mf Liquid Fund-Dr Pln-Gr9.66%
- 2Cipla Ltd.2.78%
- 3State Bank Of India2.46%
- 4Eternal Ltd.2.05%
- 5Ashok Leyland Ltd.1.81%
- 6Apl Apollo Tubes Ltd.1.81%
- 7Bank Of Baroda1.80%
- 8Divi'S Laboratories Ltd.1.71%
- 9Trent Ltd.1.67%
- 10Tata Consultancy Services Ltd.1.67%
What this fund does
LIC MF Equity Savings Fund · Regular · Growth by LIC Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
LIC MF Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by LIC Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹34.6 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 2.85%.