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Equity Savingsregulargrowth📊 NIFTY Equity Savings Index(SEBI default)

LIC MF Equity Savings Fund-Regular Plan-Growth

LIC Mutual Fund

#13 of 22 (1Y)

₹28.0080

0.11 (-0.38%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

AMFI: HIST_KF_INF397L01BC2

Direct · Growth

₹₹31.9022

0.12 (-0.38%)

29 May 2026

AMFI: 151952

Regular · IDCW

₹₹22.0665

0.08 (-0.38%)

29 May 2026

AMFI: 151949

Direct · IDCW

₹₹21.5476

0.08 (-0.38%)

29 May 2026

AMFI: 151953

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.06%
1 Month+0.45%
3 Months+1.44%
6 Months-0.30%
1 Year+2.54%
3 Years (CAGR)+9.21%
5 Years (CAGR)+7.35%
10 Years (CAGR)+6.82%
Since Inception (Mar 2011)+7.03%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+2.98%
3 Year SIP+6.61%
5 Year SIP+7.26%
Since Inception (Mar 2011)+7.07%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹91,000

Invested

₹1,59,279

Value today

7.0%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹2,801

Value today

7.0%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹9,10,000

Withdrawn

₹12,08,012

Corpus left

+₹11,18,012 net gain — withdrew ₹9,10,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹16,25,751

Value today

-3.3%

vs lumpsum

Direct lumpsum would have beaten STP by 3.3% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,92,286

Value today

1.9×

Multiple

Staying invested through that crash turned ₹1L into ₹1,92,286 — a 1.9× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹93,807

Regular plan

₹88,234

Direct earns ₹5,573 more on a ₹60K investment0.93% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseLIC Mutual Fund
CategoryEquity Savings
Plan Typeregular
Optiongrowth
AUM₹35.3 Cr
Expense Ratio2.36%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkNIFTY Equity Savings Index
Launch Date07 Mar 2011
AMFI Code151950

Risk Metrics

Trailing 1 year, annualised

-0.15

Sharpe Ratio

Alpha

Beta

-0.15

Sortino

7.79%

Std Dev

-7.67%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Apr 2026

Equity48 holdings · 60.5%
Security% NAV

Tata Steel Ltd.

INE081A01020

3.08%

National Aluminium Company Ltd.

INE139A01034

2.65%

Bank of Baroda

INE028A01039

2.27%

Ashok Leyland Ltd.

INE208A01029

1.91%

Eternal Ltd.

INE758T01015

1.77%

Bajaj Auto Ltd.

INE917I01010

1.77%

Ultratech Cement Ltd.

INE481G01011

1.71%

Hindalco Industries Ltd.

INE038A01020

1.71%

State Bank of India

INE062A01020

1.58%

Tata Consultancy Services Ltd.

INE467B01029

1.53%

Godfrey Phillips India Ltd.

INE260B01028

1.48%

Kotak Mahindra Bank Ltd.

INE237A01036

1.36%

Hero MotoCorp Ltd.

INE158A01026

1.35%

Bharti Airtel Ltd.

INE397D01024

1.32%

Reliance Industries Ltd.

INE002A01018

1.30%

Titan Company Ltd.

INE280A01028

1.29%

Infosys Ltd.

INE009A01021

1.25%

HDFC Bank Ltd.

INE040A01034

1.25%

Trent Ltd.

INE849A01020

1.22%

HDFC Asset Management Company Ltd.

INE127D01025

1.20%

Maruti Suzuki India Ltd.

INE585B01010

1.18%

Cipla Ltd.

INE059A01026

1.16%

Apollo Hospitals Enterprise Ltd.

INE437A01024

1.14%

Garware Hi-Tech Films Ltd.

INE291A01017

1.13%

TVS Motor Company Ltd.

INE494B01023

1.13%

Sun Pharmaceutical Industries Ltd.

INE044A01036

1.12%

ABB India Ltd.

INE117A01022

1.07%

Eicher Motors Ltd.

INE066A01021

1.05%

Bajaj Finance Ltd.

INE296A01032

1.04%

ICICI Bank Ltd.

INE090A01021

1.04%

Orkla India Ltd.

INE16NZ01023

1.04%

Pidilite Industries Ltd.

INE318A01026

1.00%

MOIL Ltd.

INE490G01020

1.00%

Torrent Pharmaceuticals Ltd.

INE685A01028

0.99%

APL Apollo Tubes Ltd.

INE702C01027

0.98%

Axis Bank Ltd.

INE238A01034

0.96%

HDFC Life Insurance Company Ltd.

INE795G01014

0.95%

United Spirits Ltd.

INE854D01024

0.94%

LG Electronics India Ltd.

INE324D01010

0.93%

Mahindra & Mahindra Ltd.

INE101A01026

0.92%

Larsen & Toubro Ltd.

INE018A01030

0.89%

FSN E-Commerce Ventures Ltd.

INE388Y01029

0.88%

Jubilant Foodworks Ltd.

INE797F01020

0.88%

Bharat Electronics Ltd.

INE263A01024

0.86%

Persistent Systems Ltd.

INE262H01021

0.85%

Siemens Ltd.

INE003A01024

0.81%

Grasim Industries Ltd.

INE047A01021

0.80%

ITC Ltd.

INE154A01025

0.79%
Other2 holdings · 12.3%
Security% NAV

LIC MF LIQUID FUND-DR PLN-GR

INF767K01DN1

10.81%

LIC MF MONEY MARKET FUND-DIRECT PLAN-GR

INF767K01RE0

1.47%

Performance Comparison

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Investment Objective

LIC MF Equity Savings Fund-Regular Plan-Growth by LIC Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.

About This Fund

LIC MF Equity Savings Fund-Regular Plan-Growth is a Equity Savings mutual fund offered by LIC Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹35.3 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 2.36%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations