Mirae Asset ELSS Tax Saver Fund · Regular · Growth
NAV
₹51.4530
as of 03 Aug 2026
Expense Ratio
1.56%
AUM
₹25,246 Cr
Lumpsum returns (CAGR)
- 1Y
- +7.07%
- 3Y
- +13.53%
- 5Y
- +11.79%
- Since Inception
- +16.71%
SIP returns (XIRR)
- 1Y
- +9.65%
- 3Y
- +9.59%
- 5Y
- +12.29%
- Since Inception
- +15.73%
What history actually did — last 10 years (Aug 2016 – Aug 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹13,14,332 today — ₹5,95,000 invested, 15.3% XIRR.
₹5,95,000
Invested
₹13,14,332
Value today
15.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹4,52,812 today (16.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹32,13,786.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹13,14,332 in this fund vs ₹12,35,693 in the benchmark — outperformance of ₹78,639.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Aug 2026) (22 Mar 2020) would be ₹4,23,342 today (4.23×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.28
Sharpe Ratio
+0.06
Alpha
0.30
Beta
0.27
Sortino
14.39%
Std Dev
-15.25%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks26.13%
- Pharmaceuticals & Biotechnology9.09%
- Petroleum Products5.67%
- Retailing5.59%
- Consumer Durables4.86%
- Insurance4.74%
- Automobiles4.71%
- Telecom - Services4.67%
- IT - Software4.11%
- Transport Services4.02%
- Auto Components3.69%
- Financial Technology (Fintech)2.56%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd.9.56%
- 2Icici Bank Ltd.5.11%
- 3Reliance Industries Ltd.4.67%
- 4State Bank Of India4.16%
- 5Laurus Labs Ltd.3.96%
- 6Axis Bank Ltd.3.12%
- 7Pb Fintech Ltd.2.56%
- 8Bharti Airtel Ltd.2.53%
- 9Itc Ltd.2.48%
- 10Delhivery Ltd.2.41%
Investment Objective
Mirae Asset ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Mirae Asset ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Mirae Asset Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹25,246 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.56%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations