Motilal Oswal ELSS Tax Saver Fund · Regular · Growth
NAV
₹56.5704
as of 13 Nov 2026
Expense Ratio
2.06%
AUM
₹4,948 Cr
Lumpsum returns (CAGR)
- 1Y
- +7.94%
- 3Y
- +18.46%
- 5Y
- +15.00%
- Since Inception
- +15.71%
SIP returns (XIRR)
- 1Y
- +16.09%
- 3Y
- +11.22%
- 5Y
- +17.23%
- Since Inception
- +16.37%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹14,23,677 today — ₹6,00,000 invested, 16.7% XIRR.
₹6,00,000
Invested
₹14,23,677
Value today
16.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹4,65,198 today (16.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹32,28,302.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹14,23,677 in this fund vs ₹11,99,859 in the benchmark — outperformance of ₹2,23,818.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹4,64,560 today (4.65×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.14
Sharpe Ratio
+0.05
Alpha
1.00
Beta
0.13
Sortino
17.04%
Std Dev
-14.75%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Electrical Equipment15.77%
- Capital Markets10.68%
- Finance10.24%
- Aerospace & Defense7.77%
- Industrial Products7.72%
- Consumer Durables6.87%
- Automobiles6.36%
- Financial Technology (Fintech)4.80%
- Telecom - Equipment & Accessories4.54%
- Chemicals & Petrochemicals4.22%
- Auto Components3.88%
- Pharmaceuticals & Biotechnology3.39%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Multi Commodity Exchange Of India Limited5.74%
- 2Ptc Industries Ltd5.23%
- 3One 97 Communications Limited4.80%
- 4Sterlite Technologies Limited4.54%
- 5Mtar Technologies Limited4.32%
- 6Gujarat Fluorochemicals Limited4.22%
- 7Shaily Engineering Plastics Limited4.18%
- 8Apar Industries Limited3.91%
- 9Zen Technologies Limited3.91%
- 10S.J.S. Enterprises Limited3.88%
What this fund does
Motilal Oswal ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Motilal Oswal ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Motilal Oswal Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹4,948 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 - TRI. The current expense ratio is 2.06%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C