Motilal Oswal ELSS Tax Saver Fund · Regular · Growth
NAV
₹55.0988
as of 17 Jun 2026
Expense Ratio
1.82%
AUM
₹4,186 Cr
Lumpsum returns (CAGR)
- 1Y
- +7.23%
- 3Y
- +22.09%
- 5Y
- +18.06%
- Since Inception
- +16.05%
SIP returns (XIRR)
- 1Y
- +15.51%
- 3Y
- +15.31%
- 5Y
- +18.62%
- Since Inception
- +16.93%
Beat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹1,82,150
Benchmark
₹1,52,274
+₹29,876 extra wealth vs the benchmark index
Backtest this SIP yourselfSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹68,500
Invested
₹1,82,150
Value today
16.3%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹5,212
Value today
15.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹6,85,000
Withdrawn
₹33,90,616
Corpus left
+₹30,75,616 net gain — withdrew ₹6,85,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹29,32,316
Value today
-6.2%
vs lumpsum
Direct lumpsum would have beaten STP by 6.2% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹4,32,170
Value today
4.3×
Multiple
Staying invested through that crash turned ₹1L into ₹4,32,170 — a 4.3× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.22
Sharpe Ratio
-0.04
Alpha
0.58
Beta
-0.21
Sortino
21.41%
Std Dev
-27.00%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Mar 2026- Electrical Equipment17.00%
- Finance16.00%
- Capital Markets12.00%
- Aerospace & Defense11.00%
- Industrial Products7.00%
- Automobiles6.00%
- Diversified Metals6.00%
- Pharmaceuticals & Biotechnology5.00%
- Consumer Durables5.00%
- Chemicals & Petrochemicals4.00%
- Financial Technology (Fintech)3.00%
- Realty3.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Multi Commodity Exchange Of India Limited7.63%
- 2Piramal Finance Limited5.57%
- 3Jain Resource Recycling Limited4.94%
- 4Apar Industries Limited4.84%
- 5Ather Energy Limited4.62%
- 6Onesource Specialty Pharma Limited4.56%
- 7Billionbrains Garage Ventures Ltd4.38%
- 8Zen Technologies Limited4.37%
- 9Amber Enterprises India Limited4.24%
- 10Waaree Energies Limited4.20%
Investment Objective
Motilal Oswal ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Motilal Oswal ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Motilal Oswal Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹4,186 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 - TRI. The current expense ratio is 1.82%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations