Motilal Oswal ELSS Tax Saver Fund · Regular · Growth
NAV
₹54.6311
as of 31 Jul 2026
Expense Ratio
1.82%
AUM
₹4,566 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.16%
- 3Y
- +20.28%
- 5Y
- +16.33%
- Since Inception
- +15.78%
SIP returns (XIRR)
- 1Y
- +11.78%
- 3Y
- +13.04%
- 5Y
- +17.45%
- Since Inception
- +16.50%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹14,17,798 today — ₹5,95,000 invested, 16.8% XIRR.
₹5,95,000
Invested
₹14,17,798
Value today
16.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹4,40,186 today (16.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹29,84,067.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹14,17,798 in this fund vs ₹12,17,407 in the benchmark — outperformance of ₹2,00,391.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹4,48,634 today (4.49×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.28
Sharpe Ratio
+0.08
Alpha
0.32
Beta
0.28
Sortino
19.67%
Std Dev
-14.75%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Mar 2026- Electrical Equipment17.00%
- Finance16.00%
- Capital Markets12.00%
- Aerospace & Defense11.00%
- Industrial Products7.00%
- Automobiles6.00%
- Diversified Metals6.00%
- Pharmaceuticals & Biotechnology5.00%
- Consumer Durables5.00%
- Chemicals & Petrochemicals4.00%
- Financial Technology (Fintech)3.00%
- Realty3.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Multi Commodity Exchange Of India Limited7.63%
- 2Piramal Finance Limited5.57%
- 3Jain Resource Recycling Limited4.94%
- 4Apar Industries Limited4.84%
- 5Ather Energy Limited4.62%
- 6Onesource Specialty Pharma Limited4.56%
- 7Billionbrains Garage Ventures Ltd4.38%
- 8Zen Technologies Limited4.37%
- 9Amber Enterprises India Limited4.24%
- 10Waaree Energies Limited4.20%
Investment Objective
Motilal Oswal ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Motilal Oswal ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Motilal Oswal Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹4,566 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 - TRI. The current expense ratio is 1.82%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations