Navi ELSS Tax Saver Nifty 50 Index Fund · Regular · Growth
NAV
₹14.7985
as of 13 Nov 2026
Expense Ratio
1.07%
AUM
₹155 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.87%
- 3Y
- +8.89%
- 5Y
- —
- Since Inception
- +11.33%
SIP returns (XIRR)
- 1Y
- +6.53%
- 3Y
- +4.08%
- 5Y
- —
- Since Inception
- +5.90%
What history actually did — last 3 years (Nov 2023 – Nov 2026)
A ₹5,000 monthly SIP for the last 3 years (Nov 2023 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹1,89,747 today — ₹1,80,000 invested, 3.6% XIRR.
₹1,80,000
Invested
₹1,89,747
Value today
3.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Nov 2023 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,29,100 today (8.9% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹1,89,747 in this fund vs ₹1,95,242 in the benchmark — underperformance of ₹5,495.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Nov 2023 – Nov 2026) (4 Jun 2024) would be ₹1,15,091 today (1.15×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.38
Sharpe Ratio
-0.03
Alpha
0.91
Beta
-0.38
Sortino
12.71%
Std Dev
-15.44%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
What this fund does
Navi ELSS Tax Saver Nifty 50 Index Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Navi ELSS Tax Saver Nifty 50 Index Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Navi Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹155 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.07%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C