Nippon India ELSS Tax Saver Fund · Regular · Growth
NAV
₹125.5221
as of 29 Sept 2026
Expense Ratio
1.80%
AUM
₹14,662 Cr
Lumpsum returns (CAGR)
- 1Y
- -1.39%
- 3Y
- +10.49%
- 5Y
- +10.34%
- Since Inception
- +12.79%
SIP returns (XIRR)
- 1Y
- -4.31%
- 3Y
- +3.33%
- 5Y
- +9.33%
- Since Inception
- +12.18%
Returns calculated from 24 May 2017 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,69,134 today — ₹2,95,000 invested, 9.2% XIRR.
₹2,95,000
Invested
₹3,69,134
Value today
9.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,63,914 today (10.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹12,70,007.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹3,69,134 in this fund vs ₹3,59,448 in the benchmark — outperformance of ₹9,686.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,03,846 today (1.04×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.10
Sharpe Ratio
+0.02
Alpha
0.30
Beta
0.10
Sortino
13.22%
Std Dev
-12.20%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks23.47%
- Finance8.13%
- Beverages6.58%
- Power6.18%
- Pharmaceuticals & Biotechnology6.01%
- Retailing5.58%
- Auto Components4.65%
- Telecom - Services3.82%
- Insurance3.61%
- IT - Software3.58%
- Petroleum Products2.95%
- Consumer Durables2.93%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited7.41%
- 2Hdfc Bank Limited6.60%
- 3Axis Bank Limited4.15%
- 4State Bank Of India3.53%
- 5Samvardhana Motherson International Limited3.48%
- 6Ntpc Limited3.11%
- 7Reliance Industries Limited2.95%
- 8Infosys Limited2.93%
- 9Bharti Airtel Limited2.82%
- 10Radico Khaitan Limited2.59%
What this fund does
Nippon India ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Nippon India ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹14,662 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.80%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C