Nippon India Equity Savings Fund · Regular · Growth
NAV
₹16.1444
as of 29 Sept 2026
Expense Ratio
1.57%
AUM
₹848 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.79%
- 3Y
- +5.35%
- 5Y
- +5.48%
- Since Inception
- +4.32%
SIP returns (XIRR)
- 1Y
- -1.42%
- 3Y
- +2.91%
- 5Y
- +5.07%
- Since Inception
- +4.85%
Returns calculated from 23 June 2016 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,33,712 today — ₹2,95,000 invested, 5.0% XIRR.
₹2,95,000
Invested
₹3,33,712
Value today
5.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,30,678 today (5.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹9,73,072.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,07,384 today (1.07×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.78
Sharpe Ratio
—
Alpha
—
Beta
-0.76
Sortino
3.85%
Std Dev
-3.56%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks26.67%
- Automobiles9.78%
- Petroleum Products4.75%
- Telecom - Services4.75%
- Agricultural, Commercial & Construction Vehicles3.87%
- Cement & Cement Products3.56%
- IT - Software2.67%
- Ferrous Metals2.29%
- Insurance2.18%
- Diversified FMCG2.08%
- Power2.00%
- Pharmaceuticals & Biotechnology1.52%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited9.09%
- 2Mahindra & Mahindra Limited8.59%
- 3Hdfc Bank Limited7.07%
- 4Kotak Mahindra Bank Limited4.99%
- 5Reliance Industries Limited4.75%
- 6Bharti Airtel Limited4.75%
- 77.32% Government Of India4.67%
- 8Ashok Leyland Limited3.70%
- 9Grasim Industries Limited3.49%
- 10Axis Bank Limited3.23%
What this fund does
Nippon India Equity Savings Fund · Regular · Growth by Nippon India Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
Nippon India Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹848 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY EQUITY SAVINGS INDEX. The current expense ratio is 1.57%.