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Dynamic Asset Allocation📊 NIFTY 50 Hybrid Composite Debt 50:50 Index(SEBI default)

Nj Balanced Advantage Fund · Regular · Growth

NJ Mutual Fund

#22 of 35 (1Y)

NAV

₹13.8200

as of 31 Jul 2026

Expense Ratio

1.90%

AUM

₹3,409 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+1.69%
3Y
+8.63%
5Y
—
Since Inception
+7.04%

SIP returns (XIRR)

1Y
+4.85%
3Y
+4.49%
5Y
—
Since Inception
+7.30%

What history actually did — last 4 years (Aug 2022 – Jul 2026)

A ₹5,000 monthly SIP for the last 4 years (Aug 2022 – Jul 2026)

Real NAV backtest

A ₹5,000 monthly SIP would be worth ₹2,67,148 today — ₹2,35,000 invested, 6.6% XIRR.

₹2,35,000

Invested

₹2,67,148

Value today

6.6%

XIRR (p.a.)

Try the SIP calculator with this fund

A ₹1,00,000 lumpsum, the last 4 years (Aug 2022 – Jul 2026)

Real NAV backtest

₹1,00,000 invested 4 years ago would be ₹1,42,916 today (9.4% CAGR).

Buying the worst day

Real NAV backtest

₹1,00,000 invested on the worst market day of the last 4 years (Aug 2022 – Jul 2026) (3 Jun 2024) would be ₹1,04,856 today (1.05×).

Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.

Risk Metrics

Trailing 1 year, annualised

-0.32

Sharpe Ratio

—

Alpha

—

Beta

-0.31

Sortino

8.29%

Std Dev

-9.76%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseNJ Mutual Fund
CategoryDynamic Asset Allocation
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Launch Date29 Oct 2021
AMFI Code149266
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹100
Exit LoadAll units redeemed or switched out in excess of the 5% load free units will be subject to the below mentioned exit load 1.00% if Units are redeemed or switched out on or before 30days from the date of allotment Nil if redeemed after 30days from the date of allotment

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Investment Objective

Nj Balanced Advantage Fund · Regular · Growth by NJ Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.

About This Fund

Nj Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by NJ Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹3,409 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 1.90%.

Who Should Invest?

  • •Investors with a high risk appetite seeking long-term wealth creation
  • •Investors with an investment horizon of 5 years or more
  • •SIP investors who can benefit from rupee cost averaging during market fluctuations
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