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Dynamic Asset Allocation📊 NIFTY 50 Hybrid Composite Debt 50:50 Index(SEBI default)

Nj Balanced Advantage Fund · Regular · Growth

NJ Mutual Fund

#27 of 35 (1Y)

NAV

₹13.3700

as of 16 Jun 2026

Expense Ratio

1.90%

AUM

₹3,561 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
-1.18%
3Y
+8.56%
5Y
—
Since Inception
+6.47%

SIP returns (XIRR)

1Y
-0.91%
3Y
+2.94%
5Y
—
Since Inception
+6.24%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹28,000

Invested

₹31,866

Value today

5.6%

XIRR (p.a.)

₹500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

₹1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹1,317

Value today

6.1%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹8,28,754

Value today

+4.9%

vs lumpsum

STP beat direct lumpsum by 4.9% — reduced timing risk paid off

Model your own STP with real NAV

Risk Metrics

Trailing 1 year, annualised

-0.72

Sharpe Ratio

—

Alpha

—

Beta

-0.70

Sortino

8.42%

Std Dev

-9.76%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseNJ Mutual Fund
CategoryDynamic Asset Allocation
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Launch Date29 Oct 2021
AMFI Code149266
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹100
Exit LoadAll units redeemed or switched out in excess of the 5% load free units will be subject to the below mentioned exit load 1.00% if Units are redeemed or switched out on or before 30days from the date of allotment Nil if redeemed after 30days from the date of allotment

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Investment Objective

Nj Balanced Advantage Fund · Regular · Growth by NJ Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.

About This Fund

Nj Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by NJ Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹3,561 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 1.90%.

Who Should Invest?

  • •Investors with a high risk appetite seeking long-term wealth creation
  • •Investors with an investment horizon of 5 years or more
  • •SIP investors who can benefit from rupee cost averaging during market fluctuations