Nj Balanced Advantage Fund · Regular · Growth
NAV
₹13.6300
as of 13 Nov 2026
Expense Ratio
2.39%
AUM
₹3,375 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.22%
- 3Y
- +6.48%
- 5Y
- +6.35%
- Since Inception
- +6.34%
SIP returns (XIRR)
- 1Y
- +2.89%
- 3Y
- +1.96%
- 5Y
- +6.02%
- Since Inception
- +6.02%
What history actually did — last 5 years (Nov 2021 – Nov 2026)
A ₹5,000 monthly SIP for the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,47,031 today — ₹3,00,000 invested, 5.9% XIRR.
₹3,00,000
Invested
₹3,47,031
Value today
5.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,36,028 today (6.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2021 would still hold ₹10,13,248.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Nov 2021 – Nov 2026) (4 Jun 2024) would be ₹1,07,492 today (1.07×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.72
Sharpe Ratio
—
Alpha
—
Beta
-0.68
Sortino
7.42%
Std Dev
-9.76%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
What this fund does
Nj Balanced Advantage Fund · Regular · Growth by NJ Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
Nj Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by NJ Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹3,375 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 2.39%.