NJ ELSS Tax Saver Scheme · Regular · Growth
NAV
₹13.7200
as of 17 Jun 2026
Expense Ratio
2.34%
AUM
₹311 Cr
Lumpsum returns (CAGR)
- 1Y
- -4.52%
- 3Y
- +11.12%
- 5Y
- —
- Since Inception
- +11.10%
SIP returns (XIRR)
- 1Y
- -2.39%
- 3Y
- +2.33%
- 5Y
- —
- Since Inception
- +2.33%
This fund trailed its benchmark
Top performers in ELSS Tax Saver by 5Y CAGR
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HDFC ELSS Tax saver · Regular · Growth
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹18,000
Invested
₹17,895
Value today
-0.4%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,328
Value today
10.0%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹6,87,527
Value today
-13.7%
vs lumpsum
Direct lumpsum would have beaten STP by 13.7% — but STP reduced timing risk
Model your own STP with real NAVRisk Metrics
Trailing 1 year, annualised-0.62
Sharpe Ratio
-0.09
Alpha
0.47
Beta
-0.56
Sortino
14.65%
Std Dev
-17.88%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
NJ ELSS Tax Saver Scheme · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
NJ ELSS Tax Saver Scheme · Regular · Growth is a ELSS Tax Saver mutual fund offered by NJ Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹311 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.34%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations