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ELSS Tax Saverregulargrowth📊 NIFTY 500 TRI(SEBI default)

NJ ELSS Tax Saver Scheme Regular Growth

NJ Mutual Fund

#27 of 39 (1Y)

₹13.5600

0.08 (-0.59%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹13.5600

0.08 (-0.59%)

29 May 2026

AMFI: 151609

Direct · Growth

₹₹14.3000

0.07 (-0.49%)

29 May 2026

AMFI: 151611

Regular · IDCW

₹₹13.5600

0.08 (-0.59%)

29 May 2026

AMFI: 151610

Direct · IDCW

₹₹14.3000

0.07 (-0.49%)

29 May 2026

AMFI: 151612

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-1.31%
1 Month-0.95%
3 Months-1.53%
6 Months-4.98%
1 Year-3.83%
3 Years (CAGR)
5 Years (CAGR)
10 Years (CAGR)
Since Inception (Jun 2023)+10.96%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP-4.75%
3 Year SIP
5 Year SIP
Since Inception (Jun 2023)+1.58%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹17,500

Invested

₹17,872

Value today

1.4%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹1,364

Value today

11.1%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹7,05,428

Value today

-13.8%

vs lumpsum

Direct lumpsum would have beaten STP by 13.8% — but STP reduced timing risk

Model your own STP with real NAV

Direct vs Regular — ₹500/month over 2 years

Expense ratio drag on your actual returns

Direct plan

₹12,280

Regular plan

₹12,060

Direct earns ₹220 more on a ₹12K investment0.92% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseNJ Mutual Fund
CategoryELSS Tax Saver
Plan Typeregular
Optiongrowth
AUM₹311 Cr
Expense Ratio2.34%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkNIFTY 500 TRI ✓
Launch Date16 Jun 2023
AMFI Code151609

Risk Metrics

Trailing 1 year, annualised

-0.69

Sharpe Ratio

-0.09

Alpha

0.44

Beta

-0.62

Sortino

14.67%

Std Dev

-17.88%

Max Drawdown

Portfolio Holdings

Holdings data not yet available for this fund.

Performance Comparison

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Investment Objective

NJ ELSS Tax Saver Scheme Regular Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.

About This Fund

NJ ELSS Tax Saver Scheme Regular Growth is a ELSS Tax Saver mutual fund offered by NJ Mutual Fund. The fund has been operational for over 2 years. It manages assets worth ₹311 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.34%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Salaried individuals and taxpayers seeking to save tax under Section 80C
  • SIP investors who can benefit from rupee cost averaging during market fluctuations