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ELSS Tax Saverregulargrowth📊 NIFTY 500 TRI(SEBI default)

Parag Parikh ELSS Tax Saver Fund- Regular Growth

PPFAS Mutual Fund

#39 of 39 (1Y)

₹28.9572

0.39 (-1.32%)

NAV as of 29 May 2026

Option:Growth₹28.9572Growth₹31.4160

Today's NAV — all variants

Regular · Growth

₹₹28.9572

0.39 (-1.32%)

29 May 2026

AMFI: 147482

Direct · Growth

₹₹31.4160

0.42 (-1.32%)

29 May 2026

AMFI: 147481

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.92%
1 Month-3.52%
3 Months-6.49%
6 Months-10.02%
1 Year-7.87%
3 Years (CAGR)+12.09%
5 Years (CAGR)+13.28%
10 Years (CAGR)
Since Inception (Jul 2019)+16.76%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP-11.39%
3 Year SIP+3.15%
5 Year SIP+9.11%
Since Inception (Jul 2019)+13.86%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹41,000

Invested

₹66,569

Value today

14.0%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

500 lumpsum at launch — value today

Invested on the fund's first NAV date

₹500

Invested

₹1,467

Value today

17.0%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹4,10,000

Withdrawn

₹22,68,860

Corpus left

+₹16,78,860 net gain — withdrew ₹4,10,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹17,82,747

Value today

+1.3%

vs lumpsum

STP beat direct lumpsum by 1.3% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹3,75,272

Value today

3.8×

Multiple

Staying invested through that crash turned ₹1L into ₹3,75,272 — a 3.8× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 6 years

Expense ratio drag on your actual returns

Direct plan

₹55,877

Regular plan

₹53,554

Direct earns ₹2,323 more on a ₹36K investment1.08% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HousePPFAS Mutual Fund
CategoryELSS Tax Saver
Plan Typeregular
Optiongrowth
AUM₹5,712 Cr
Expense Ratio1.72%
Min SIP₹500
Min Lumpsum₹500
BenchmarkNIFTY 500 TRI ✓
Launch Date04 Jul 2019
AMFI Code147482

Risk Metrics

Trailing 1 year, annualised

-0.78

Sharpe Ratio

-0.08

Alpha

0.36

Beta

-0.77

Sortino

11.62%

Std Dev

-15.15%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Equity48 holdings · 227.2%
Security% NAV

HDFC Bank Limited

INE040A01034

8.03%

HDFC Bank Limited

INE040A01034

8.03%

HDFC Bank Limited

INE040A01034

7.93%

Power Grid Corporation of India Limited

INE752E01010

7.73%

Power Grid Corporation of India Limited

INE752E01010

7.68%

Power Grid Corporation of India Limited

INE752E01010

7.68%

Coal India Limited

INE522F01014

7.04%

Coal India Limited

INE522F01014

7.03%

Coal India Limited

INE522F01014

7.03%

Bajaj Holdings & Investment Limited

INE118A01012

6.45%

Bajaj Holdings & Investment Limited

INE118A01012

5.86%

Bajaj Holdings & Investment Limited

INE118A01012

5.86%

ITC Limited

INE154A01025

5.59%

Maharashtra Scooters Limited

INE288A01013

5.15%

ITC Limited

INE154A01025

5.09%

ITC Limited

INE154A01025

5.09%

Maharashtra Scooters Limited

INE288A01013

4.99%

Maharashtra Scooters Limited

INE288A01013

4.99%

ICICI Bank Limited

INE090A01021

4.67%

ICICI Bank Limited

INE090A01021

4.67%

ICICI Bank Limited

INE090A01021

4.58%

Kotak Mahindra Bank Limited

INE237A01036

4.16%

Kotak Mahindra Bank Limited

INE237A01036

4.09%

Kotak Mahindra Bank Limited

INE237A01036

4.09%

HCL Technologies Limited

INE860A01027

4.07%

HCL Technologies Limited

INE860A01027

4.07%

HCL Technologies Limited

INE860A01027

3.95%

Maruti Suzuki India Limited

INE585B01010

3.77%

Maruti Suzuki India Limited

INE585B01010

3.72%

Maruti Suzuki India Limited

INE585B01010

3.72%

Axis Bank Limited

INE238A01034

3.61%

Infosys Limited

INE009A01021

3.57%

Infosys Limited

INE009A01021

3.57%

Infosys Limited

INE009A01021

3.57%

Bharti Airtel Limited

INE397D01024

3.55%

Bharti Airtel Limited

INE397D01024

3.55%

Mahindra & Mahindra Limited

INE101A01026

3.54%

Axis Bank Limited

INE238A01034

3.53%

Axis Bank Limited

INE238A01034

3.53%

Mahindra & Mahindra Limited

INE101A01026

3.52%

Mahindra & Mahindra Limited

INE101A01026

3.52%

Bharti Airtel Limited

INE397D01024

3.52%

CMS Info System Limited

INE925R01014

3.19%

CMS Info System Limited

INE925R01014

3.11%

CMS Info System Limited

INE925R01014

3.11%

CCL Products (India) Limited

INE421D01022

2.83%

CCL Products (India) Limited

INE421D01022

2.77%

CCL Products (India) Limited

INE421D01022

2.77%
Other2 holdings · 5.1%
Security% NAV

Embassy Office Parks REIT

INE041025011

2.57%

Embassy Office Parks REIT

INE041025011

2.57%

Performance Comparison

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Investment Objective

Parag Parikh ELSS Tax Saver Fund- Regular Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.

About This Fund

Parag Parikh ELSS Tax Saver Fund- Regular Growth is a ELSS Tax Saver mutual fund offered by PPFAS Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹5,712 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.72%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Salaried individuals and taxpayers seeking to save tax under Section 80C
  • SIP investors who can benefit from rupee cost averaging during market fluctuations