Parag Parikh ELSS Tax Saver Fund · Regular · Growth
NAV
₹29.4392
as of 14 Jul 2026
Expense Ratio
1.72%
AUM
₹5,712 Cr
Lumpsum returns (CAGR)
- 1Y
- -7.92%
- 3Y
- +10.29%
- 5Y
- +11.92%
- Since Inception
- +16.75%
SIP returns (XIRR)
- 1Y
- -7.33%
- 3Y
- +2.80%
- 5Y
- +8.80%
- Since Inception
- +13.72%
What history actually did — last 6 years (Jul 2020 – Jul 2026)
A ₹5,000 monthly SIP for the last 6 years (Jul 2020 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,97,101 today — ₹3,60,000 invested, 10.9% XIRR.
₹3,60,000
Invested
₹4,97,101
Value today
10.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Jul 2020 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹2,73,738 today (18.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2020 would still hold ₹22,40,283.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,97,101 in this fund vs ₹5,20,669 in the benchmark — underperformance of ₹23,568.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Jul 2020 – Jul 2026) (3 Jun 2024) would be ₹1,06,492 today (1.06×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.54
Sharpe Ratio
-0.07
Alpha
0.24
Beta
-0.54
Sortino
11.55%
Std Dev
-15.15%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks20.31%
- Finance12.05%
- IT - Software11.33%
- Automobiles7.30%
- Power7.16%
- Consumable Fuels6.79%
- Diversified FMCG5.35%
- Pharmaceuticals & Biotechnology4.40%
- Telecom - Services3.58%
- Commercial Services & Supplies3.42%
- Agricultural Food & other Products2.87%
- Food Products1.55%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited7.76%
- 2Power Grid Corporation Of India Limited7.16%
- 3Coal India Limited6.79%
- 4Bajaj Holdings & Investment Limited6.60%
- 5Maharashtra Scooters Limited5.45%
- 6Itc Limited5.35%
- 7Icici Bank Limited4.62%
- 8Kotak Mahindra Bank Limited4.22%
- 9Hcl Technologies Limited4.09%
- 10Maruti Suzuki India Limited3.77%
Investment Objective
Parag Parikh ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Parag Parikh ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by PPFAS Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹5,712 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.72%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations