Parag Parikh ELSS Tax Saver Fund · Regular · Growth
NAV
₹28.1489
as of 30 Sept 2026
Expense Ratio
1.83%
AUM
₹5,584 Cr
Lumpsum returns (CAGR)
- 1Y
- -10.49%
- 3Y
- +6.78%
- 5Y
- +8.87%
- Since Inception
- +15.49%
SIP returns (XIRR)
- 1Y
- -12.19%
- 3Y
- -1.30%
- 5Y
- +6.06%
- Since Inception
- +11.77%
What history actually did — last 7 years (Oct 2019 – Sept 2026)
A ₹5,000 monthly SIP for the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹6,09,562 today — ₹4,15,000 invested, 11.0% XIRR.
₹4,15,000
Invested
₹6,09,562
Value today
11.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹2,74,211 today (15.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2019 would still hold ₹21,32,552.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹6,09,562 in this fund vs ₹6,27,233 in the benchmark — underperformance of ₹17,671.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Oct 2019 – Sept 2026) (22 Mar 2020) would be ₹3,59,970 today (3.60×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.64
Sharpe Ratio
-0.10
Alpha
0.23
Beta
-0.66
Sortino
10.98%
Std Dev
-15.15%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks20.68%
- Finance13.08%
- IT - Software11.40%
- Automobiles7.59%
- Power6.41%
- Consumable Fuels5.88%
- Diversified FMCG4.70%
- Pharmaceuticals & Biotechnology4.31%
- Telecom - Services3.48%
- Agricultural Food & other Products2.92%
- Commercial Services & Supplies2.65%
- Food Products1.60%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Bajaj Holdings & Investment Limited7.32%
- 2Hdfc Bank Limited7.29%
- 3Power Grid Corporation Of India Limited6.41%
- 4Coal India Limited5.88%
- 5Maharashtra Scooters Limited5.76%
- 6Icici Bank Limited5.14%
- 7Itc Limited4.70%
- 8Kotak Mahindra Bank Limited4.55%
- 9Hcl Technologies Limited4.48%
- 10Maruti Suzuki India Limited3.84%
What this fund does
Parag Parikh ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Parag Parikh ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by PPFAS Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹5,584 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.83%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C