Parag Parikh ELSS Tax Saver Fund · Regular · Growth
NAV
₹29.7198
as of 31 Jul 2026
Expense Ratio
1.72%
AUM
₹5,584 Cr
Lumpsum returns (CAGR)
- 1Y
- -6.49%
- 3Y
- +10.25%
- 5Y
- +12.03%
- Since Inception
- +16.78%
SIP returns (XIRR)
- 1Y
- -5.20%
- 3Y
- +3.33%
- 5Y
- +9.02%
- Since Inception
- +13.81%
What history actually did — last 7 years (Aug 2019 – Jul 2026)
A ₹5,000 monthly SIP for the last 7 years (Aug 2019 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹6,62,496 today — ₹4,15,000 invested, 13.4% XIRR.
₹4,15,000
Invested
₹6,62,496
Value today
13.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Aug 2019 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹3,00,127 today (17.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2019 would still hold ₹23,38,776.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹6,62,496 in this fund vs ₹6,83,493 in the benchmark — underperformance of ₹20,997.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Aug 2019 – Jul 2026) (22 Mar 2020) would be ₹3,80,058 today (3.80×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.57
Sharpe Ratio
-0.08
Alpha
0.24
Beta
-0.57
Sortino
11.46%
Std Dev
-15.15%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks21.34%
- Finance11.96%
- IT - Software9.78%
- Automobiles7.53%
- Power6.98%
- Consumable Fuels6.44%
- Diversified FMCG5.29%
- Pharmaceuticals & Biotechnology4.54%
- Telecom - Services3.57%
- Agricultural Food & other Products3.15%
- Commercial Services & Supplies3.06%
- Food Products1.65%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited8.23%
- 2Power Grid Corporation Of India Limited6.98%
- 3Bajaj Holdings & Investment Limited6.68%
- 4Coal India Limited6.44%
- 5Itc Limited5.29%
- 6Maharashtra Scooters Limited5.28%
- 7Icici Bank Limited5.00%
- 8Kotak Mahindra Bank Limited4.27%
- 9Maruti Suzuki India Limited4.01%
- 10Axis Bank Limited3.84%
Investment Objective
Parag Parikh ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Parag Parikh ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by PPFAS Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹5,584 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.72%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations