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ELSS Tax Saver📊 NIFTY 500 TRI(SEBI default)

Parag Parikh ELSS Tax Saver Fund · Regular · Growth

PPFAS Mutual Fund

#39 of 39 (1Y)

NAV

₹29.2828

as of 16 Jun 2026

Expense Ratio

1.72%

AUM

₹5,712 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
-8.49%
3Y
+11.37%
5Y
+12.98%
Since Inception
+16.86%

SIP returns (XIRR)

1Y
-9.09%
3Y
+3.10%
5Y
+9.02%
Since Inception
+13.84%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹41,500

Invested

₹65,148

Value today

13.0%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

500 lumpsum at launch — value today

Invested on the fund's first NAV date

₹500

Invested

₹1,425

Value today

16.4%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹4,15,000

Withdrawn

₹21,98,664

Corpus left

+₹16,13,664 net gain — withdrew ₹4,15,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹17,32,270

Value today

+1.3%

vs lumpsum

STP beat direct lumpsum by 1.3% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹3,64,477

Value today

3.6×

Multiple

Staying invested through that crash turned ₹1L into ₹3,64,477 — a 3.6× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-0.68

Sharpe Ratio

-0.08

Alpha

0.39

Beta

-0.68

Sortino

11.70%

Std Dev

-15.15%

Max Drawdown

Performance Comparison

Sectoral allocation

as of 30 Apr 2026

Each sector links to the mutual funds most exposed to it.

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Fund Details

Fund HousePPFAS Mutual Fund
CategoryELSS Tax Saver
BenchmarkNIFTY 500 TRI ✓
Launch Date04 Jul 2019
AMFI Code147482
Transaction facts
Min. Lumpsum₹500
Min. SIP₹1,000

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV

Investment Objective

Parag Parikh ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.

About This Fund

Parag Parikh ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by PPFAS Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹5,712 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.72%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Salaried individuals and taxpayers seeking to save tax under Section 80C
  • SIP investors who can benefit from rupee cost averaging during market fluctuations