PGIM India Dynamic Term Fund · Regular · Growth
NAV
₹2698.1876
as of 13 Nov 2026
Expense Ratio
1.68%
AUM
₹80 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.55%
- 3Y
- +5.52%
- 5Y
- +4.77%
- Since Inception
- +6.91%
SIP returns (XIRR)
- 1Y
- +1.91%
- 3Y
- +3.74%
- 5Y
- +4.75%
- Since Inception
- +6.20%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,84,777 today — ₹6,00,000 invested, 5.3% XIRR.
₹6,00,000
Invested
₹7,84,777
Value today
5.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,76,723 today (5.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹9,82,448.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,40,135 today (1.40×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-2.40
Sharpe Ratio
—
Alpha
—
Beta
-2.30
Sortino
2.18%
Std Dev
-2.18%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 16.94% Government Of India16.30%
- 26.59% Power Finance Corporation Ltd. **9.15%
- 36.65% Indian Railway Finance Corporation Ltd. **6.77%
- 4Canara Bank ** #6.24%
- 56.7% Rec Ltd. **6.17%
- 67.18% Government Of India5.08%
- 7Punjab National Bank ** #4.95%
- 88.01% Rec Ltd. **3.21%
- 9Hsbc Investdirect Financial Ser Ind Ltd. **2.52%
- 107.34% Government Of India1.08%
What this fund does
PGIM India Dynamic Term Fund · Regular · Growth by PGIM India Mutual Fund is a Dynamic Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Term category.
About This Fund
PGIM India Dynamic Term Fund · Regular · Growth is a Dynamic Term mutual fund offered by PGIM India Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹80.5 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Dynamic Bond A-III Index. The current expense ratio is 1.68%.