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Equity Savings📊 NIFTY Equity Savings Index(SEBI default)

PGIM India Equity Savings Fund · Regular · Growth

PGIM India Mutual Fund

#12 of 22 (1Y)

NAV

₹50.9332

as of 15 Jul 2026

Expense Ratio

1.32%

AUM

₹65 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+3.41%
3Y
+6.14%
5Y
+5.77%
Since Inception
+7.52%

SIP returns (XIRR)

1Y
+4.10%
3Y
+5.28%
5Y
+5.79%
Since Inception
+7.42%

What history actually did — last 10 years (Jul 2016 – Jul 2026)

A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)

Real NAV backtest

A ₹5,000 monthly SIP would be worth ₹8,40,605 today ₹6,00,000 invested, 6.6% XIRR.

₹6,00,000

Invested

₹8,40,605

Value today

6.6%

XIRR (p.a.)

Try the SIP calculator with this fund

A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)

Real NAV backtest

₹1,00,000 invested 10 years ago would be ₹1,92,002 today (6.7% CAGR).

A regular withdrawal plan (SWP)

Real NAV backtest

A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹10,79,418.

Buying the worst day

Real NAV backtest

₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹1,80,441 today (1.80×).

Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.

Risk Metrics

Trailing 1 year, annualised

-0.36

Sharpe Ratio

Alpha

Beta

-0.35

Sortino

2.99%

Std Dev

-3.18%

Max Drawdown

Performance Comparison

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Fund Details

Fund HousePGIM India Mutual Fund
CategoryEquity Savings
BenchmarkNIFTY Equity Savings Index
Launch Date05 Feb 2004
AMFI Code138372
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹1,000
Exit LoadIf 10% of the units redeemed/switched-out to debt schemes/PGIM India Arbitrage Fund without any exit load within 90 days from the date of allotment;Any redemptions/switch-outs in excess of the above mentioned limit would be subject to an exit load of 0.50%, if the units are redeemed/switched-out to debtschemes/PGIM India Arbitrage Fund within 90 days from the date of allotment;Nil - If the units are redeemed/switched-out after 90 days from the date of allotment;No exit load for switches and STP between any open-ended equity schemes, hybrid schemes (except PGIM India Arbitrage Fund) and fund of funds schemes.

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Investment Objective

PGIM India Equity Savings Fund · Regular · Growth by PGIM India Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.

About This Fund

PGIM India Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by PGIM India Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹65.3 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 1.32%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations
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