PGIM India Equity Savings Fund - Growth Option
₹49.7894
₹0.20 (-0.40%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹49.7894
₹0.20 (-0.40%)
29 May 2026
AMFI: 138372
Direct · Growth
₹₹56.7560
₹0.23 (-0.40%)
29 May 2026
AMFI: 138376
Regular · IDCW
₹₹14.3351
₹0.06 (-0.40%)
29 May 2026
AMFI: 138371
Direct · IDCW
₹₹13.4932
₹0.05 (-0.40%)
29 May 2026
AMFI: 138377
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,33,500
Invested
₹3,25,895
Value today
7.3%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹4,999
Value today
7.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹13,35,000
Withdrawn
₹17,40,053
Corpus left
+₹20,75,053 net gain — withdrew ₹13,35,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹29,30,509
Value today
-2.3%
vs lumpsum
Direct lumpsum would have beaten STP by 2.3% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,77,099
Value today
1.8×
Multiple
Staying invested through that crash turned ₹1L into ₹1,77,099 — a 1.8× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹89,109
Regular plan
₹84,555
Direct earns ₹4,554 more on a ₹60K investment — 0.76% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.90
Sharpe Ratio
—
Alpha
—
Beta
-0.86
Sortino
2.96%
Std Dev
-3.18%
Max Drawdown
Portfolio Holdings
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
PGIM India Equity Savings Fund - Growth Option by PGIM India Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
PGIM India Equity Savings Fund - Growth Option is a Equity Savings mutual fund offered by PGIM India Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹65.3 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 1.32%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations