SBI Equity Savings Fund · Regular · Growth
NAV
₹24.5292
as of 29 Sept 2026
Expense Ratio
2.03%
AUM
₹5,672 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.00%
- 3Y
- +7.02%
- 5Y
- +7.46%
- Since Inception
- +8.20%
SIP returns (XIRR)
- 1Y
- +1.29%
- 3Y
- +4.65%
- 5Y
- +7.16%
- Since Inception
- +8.41%
Returns calculated from 11 May 2015 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,24,311 today — ₹6,00,000 invested, 8.4% XIRR.
₹6,00,000
Invested
₹9,24,311
Value today
8.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,17,732 today (8.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹12,53,004.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹2,18,905 today (2.19×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.61
Sharpe Ratio
—
Alpha
—
Beta
-0.60
Sortino
4.12%
Std Dev
-3.01%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks22.92%
- Petroleum Products5.38%
- Automobiles4.41%
- Telecom - Services4.16%
- Insurance4.09%
- Non - Ferrous Metals3.30%
- Healthcare Services3.07%
- Ferrous Metals2.84%
- Pharmaceuticals & Biotechnology2.76%
- Cement & Cement Products2.55%
- Power1.46%
- Finance1.46%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Kotak Mahindra Bank Ltd.6.68%
- 2Hdfc Bank Ltd.5.73%
- 3Reliance Industries Ltd.5.35%
- 4Icici Bank Ltd.4.99%
- 5Bharti Airtel Ltd.3.64%
- 6Sbi Liquid Fund - Direct Plan -Growth Option2.87%
- 7Life Insurance Corporation Of India2.39%
- 87.10% Cgl 20342.31%
- 9Altius Telecom Infrastructure Trust2.12%
- 10Ultratech Cement Ltd.2.09%
What this fund does
SBI Equity Savings Fund · Regular · Growth by SBI Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
SBI Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by SBI Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹5,672 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY EQUITY SAVINGS INDEX. The current expense ratio is 2.03%.