SBI Equity Savings Fund · Regular · Growth
NAV
₹24.6969
as of 31 Jul 2026
Expense Ratio
1.52%
AUM
₹5,672 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.31%
- 3Y
- +8.43%
- 5Y
- +8.33%
- Since Inception
- +8.39%
SIP returns (XIRR)
- 1Y
- +3.39%
- 3Y
- +6.03%
- 5Y
- +7.95%
- Since Inception
- +8.74%
Returns calculated from 11 May 2015 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,31,641 today — ₹5,95,000 invested, 8.8% XIRR.
₹5,95,000
Invested
₹9,31,641
Value today
8.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,22,860 today (8.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹12,96,959.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹2,20,402 today (2.20×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.21
Sharpe Ratio
—
Alpha
—
Beta
0.22
Sortino
4.72%
Std Dev
-3.01%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks24.73%
- Petroleum Products5.21%
- IT - Software3.58%
- Healthcare Services3.06%
- Non - Ferrous Metals2.96%
- Telecom - Services2.92%
- Ferrous Metals2.56%
- Cement & Cement Products2.51%
- Construction2.30%
- Insurance1.80%
- Finance1.79%
- Power1.69%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Kotak Mahindra Bank Ltd.6.11%
- 2Icici Bank Ltd.5.87%
- 3Hdfc Bank Ltd.5.59%
- 4Reliance Industries Ltd.5.17%
- 5Treps4.36%
- 6State Bank Of India3.07%
- 7Sbi Liquid Fund - Direct Plan - Growth Option2.77%
- 8Bharti Airtel Ltd.2.38%
- 9Larsen & Toubro Ltd.2.30%
- 107.10% Cgl 20342.28%
Investment Objective
SBI Equity Savings Fund · Regular · Growth by SBI Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
SBI Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by SBI Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹5,672 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY EQUITY SAVINGS INDEX. The current expense ratio is 1.52%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations