SBI Floating Rate DEBT Fund · Regular · Growth
NAV
₹14.4077
as of 13 Nov 2026
Expense Ratio
0.40%
AUM
₹682 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.00%
- 3Y
- +7.23%
- 5Y
- +6.57%
- Since Inception
- +6.23%
SIP returns (XIRR)
- 1Y
- +5.99%
- 3Y
- +6.67%
- 5Y
- +6.93%
- Since Inception
- +6.71%
Returns calculated from 27 October 2020 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Nov 2021 – Nov 2026)
A ₹5,000 monthly SIP for the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,55,756 today — ₹3,00,000 invested, 6.9% XIRR.
₹3,00,000
Invested
₹3,55,756
Value today
6.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,37,432 today (6.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2021 would still hold ₹10,18,565.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Nov 2021 – Nov 2026) (4 Jun 2024) would be ₹1,17,968 today (1.18×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.56
Sharpe Ratio
—
Alpha
—
Beta
-0.63
Sortino
1.13%
Std Dev
-0.58%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.84% State Government Of Gujarat 203111.52%
- 27.57% State Government Of Gujarat 20317.42%
- 3National Bank For Agriculture And Rural Development7.40%
- 4Axis Bank Ltd.7.30%
- 5Sundaram Finance Ltd.7.23%
- 6Punjab National Bank7.18%
- 77.00% State Government Of Tamil Nadu 20316.53%
- 8Bank Of Baroda6.51%
- 9Bharti Telecom Ltd.5.87%
- 10Canara Bank5.78%
What this fund does
SBI Floating Rate DEBT Fund · Regular · Growth by SBI Mutual Fund is a Floating Interest Rates Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floating Interest Rates Fund category.
About This Fund
SBI Floating Rate DEBT Fund · Regular · Growth is a Floating Interest Rates Fund mutual fund offered by SBI Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹682 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY SHORT DURATION DEBT INDEX A-II. The current expense ratio is 0.40%.