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Dynamic Asset Allocation📊 NIFTY 50 Hybrid Composite Debt 50:50 Index(SEBI default)

Shriram Balanced Advantage Fund · Regular · Growth

Shriram Mutual Fund

#30 of 35 (1Y)

NAV

₹16.4528

as of 17 Jun 2026

Expense Ratio

2.06%

AUM

₹55 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
-1.61%
3Y
+6.08%
5Y
+5.87%
Since Inception
+7.36%

SIP returns (XIRR)

1Y
-2.54%
3Y
+0.76%
5Y
+4.19%
Since Inception
+6.01%

Returns calculated from 14 June 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹42,000

Invested

₹50,471

Value today

5.2%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

500 lumpsum at launch — value today

Invested on the fund's first NAV date

₹500

Invested

₹801

Value today

7.0%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹4,20,000

Withdrawn

₹10,98,174

Corpus left

+₹5,18,174 net gain — withdrew ₹4,20,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹9,84,351

Value today

+2.4%

vs lumpsum

STP beat direct lumpsum by 2.4% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,79,325

Value today

1.8×

Multiple

Staying invested through that crash turned ₹1L into ₹1,79,325 — a 1.8× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-0.96

Sharpe Ratio

Alpha

Beta

-0.90

Sortino

9.18%

Std Dev

-11.11%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseShriram Mutual Fund
CategoryDynamic Asset Allocation
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Launch Date14 Jun 2019
AMFI Code147405
Transaction facts
Min. Lumpsum₹500
Min. SIP₹1,000
Exit LoadIf redeemed/switched out within 365 days from the date of allotment:- For 12% of units: Nil: More than 12% of units: 1% of applicable Net Asset Value (NAV). If redeemed/switched out after 365 days from the date of allotment: Nil

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Investment Objective

Shriram Balanced Advantage Fund · Regular · Growth by Shriram Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.

About This Fund

Shriram Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by Shriram Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹54.7 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 2.06%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations