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Dynamic Asset Allocationregulargrowth📊 NIFTY 50 Hybrid Composite Debt 50:50 Index(SEBI default)

Shriram Balanced Advantage Fund - Regular Growth

Shriram Mutual Fund

#33 of 35 (1Y)

₹16.1974

0.15 (-0.91%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹16.1974

0.15 (-0.91%)

29 May 2026

AMFI: 147405

Direct · Growth

₹₹18.4153

0.17 (-0.90%)

29 May 2026

AMFI: 147406

Regular · IDCW

₹₹16.2197

0.15 (-0.91%)

29 May 2026

AMFI: 147404

Direct · IDCW

₹₹18.2598

0.17 (-0.90%)

29 May 2026

AMFI: 147403

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.52%
1 Month-1.97%
3 Months-4.69%
6 Months-5.86%
1 Year-3.55%
3 Years (CAGR)+6.71%
5 Years (CAGR)+6.14%
10 Years (CAGR)
Since Inception (Jun 2019)+7.25%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP-5.26%
3 Year SIP+0.25%
5 Year SIP+3.87%
Since Inception (Jun 2019)+5.76%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹41,500

Invested

₹50,499

Value today

5.6%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

500 lumpsum at launch — value today

Invested on the fund's first NAV date

₹500

Invested

₹810

Value today

7.2%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹4,15,000

Withdrawn

₹11,14,745

Corpus left

+₹5,29,745 net gain — withdrew ₹4,15,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹9,94,386

Value today

+2.3%

vs lumpsum

STP beat direct lumpsum by 2.3% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,81,211

Value today

1.8×

Multiple

Staying invested through that crash turned ₹1L into ₹1,81,211 — a 1.8× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 6 years

Expense ratio drag on your actual returns

Direct plan

₹45,134

Regular plan

₹42,455

Direct earns ₹2,679 more on a ₹36K investment1.24% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseShriram Mutual Fund
CategoryDynamic Asset Allocation
Plan Typeregular
Optiongrowth
AUM₹54.7 Cr
Expense Ratio2.06%
Min SIP₹500
Min Lumpsum₹500
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
Launch Date14 Jun 2019
AMFI Code147405

Risk Metrics

Trailing 1 year, annualised

-0.99

Sharpe Ratio

Alpha

Beta

-0.93

Sortino

9.23%

Std Dev

-11.66%

Max Drawdown

Portfolio Holdings

Holdings data not yet available for this fund.

Performance Comparison

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Investment Objective

Shriram Balanced Advantage Fund - Regular Growth by Shriram Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.

About This Fund

Shriram Balanced Advantage Fund - Regular Growth is a Dynamic Asset Allocation mutual fund offered by Shriram Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹54.7 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 2.06%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations