Shriram ELSS Tax Saver Fund (ELSS U/S 80 C of IT ACT) · Regular · Growth
NAV
₹20.4974
as of 16 Jun 2026
Expense Ratio
2.32%
AUM
₹47 Cr
Lumpsum returns (CAGR)
- 1Y
- -1.56%
- 3Y
- +8.02%
- 5Y
- +8.00%
- Since Inception
- +10.05%
SIP returns (XIRR)
- 1Y
- -1.62%
- 3Y
- +0.90%
- 5Y
- +5.50%
- Since Inception
- +8.70%
Returns calculated from 17 December 2018 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
This fund trailed its benchmark
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SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹45,000
Invested
₹60,343
Value today
7.8%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹500 lumpsum at launch — value today
Invested on the fund's first NAV date
₹500
Invested
₹990
Value today
9.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹4,50,000
Withdrawn
₹13,77,233
Corpus left
+₹8,27,233 net gain — withdrew ₹4,50,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹11,73,323
Value today
-1.3%
vs lumpsum
Direct lumpsum would have beaten STP by 1.3% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,45,910
Value today
2.5×
Multiple
Staying invested through that crash turned ₹1L into ₹2,45,910 — a 2.5× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.75
Sharpe Ratio
-0.12
Alpha
0.51
Beta
-0.69
Sortino
15.25%
Std Dev
-19.86%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
Shriram ELSS Tax Saver Fund (ELSS U/S 80 C of IT ACT) · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Shriram ELSS Tax Saver Fund (ELSS U/S 80 C of IT ACT) · Regular · Growth is a ELSS Tax Saver mutual fund offered by Shriram Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹46.9 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.32%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations