Sundaram ELSS Tax Saver Fund · Regular · Growth
NAV
₹500.1294
as of 31 Jul 2026
Expense Ratio
2.19%
AUM
₹1,254 Cr
Lumpsum returns (CAGR)
- 1Y
- -1.94%
- 3Y
- +9.39%
- 5Y
- —
- Since Inception
- +10.00%
SIP returns (XIRR)
- 1Y
- -1.29%
- 3Y
- +4.68%
- 5Y
- —
- Since Inception
- +8.65%
Returns calculated from 30 December 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 4 years (Aug 2022 – Jul 2026)
A ₹5,000 monthly SIP for the last 4 years (Aug 2022 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,71,852 today — ₹2,35,000 invested, 7.5% XIRR.
₹2,35,000
Invested
₹2,71,852
Value today
7.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 4 years (Aug 2022 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 4 years ago would be ₹1,52,110 today (11.1% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹2,71,852 in this fund vs ₹2,87,256 in the benchmark — underperformance of ₹15,404.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 4 years (Aug 2022 – Jul 2026) (3 Jun 2024) would be ₹1,06,226 today (1.06×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.17
Sharpe Ratio
-0.03
Alpha
0.29
Beta
-0.17
Sortino
13.58%
Std Dev
-15.43%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks27.73%
- IT - Software5.74%
- Industrial Products5.52%
- Automobiles5.22%
- Pharmaceuticals & Biotechnology4.83%
- Cement & Cement Products4.65%
- Construction4.43%
- Telecom - Services3.89%
- Petroleum Products3.50%
- Electrical Equipment2.80%
- Transport Services2.68%
- Retailing2.63%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd7.34%
- 2Icici Bank Ltd6.34%
- 3Axis Bank Ltd4.59%
- 4Bharti Airtel Ltd3.89%
- 5State Bank Of India3.77%
- 6Kirloskar Oil Engines Ltd3.62%
- 7Larsen & Toubro Ltd3.62%
- 8Reliance Industries Ltd3.50%
- 9Infosys Ltd2.92%
- 10Kotak Mahindra Bank Ltd2.91%
Investment Objective
Sundaram ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Sundaram ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Sundaram Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹1,254 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.19%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations