Tata Business Cycle Fund · Regular · Growth
NAV
₹19.4248
as of 03 Aug 2026
Expense Ratio
1.94%
AUM
₹2,617 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.19%
- 3Y
- +13.44%
- 5Y
- +14.20%
- Since Inception
- +14.21%
SIP returns (XIRR)
- 1Y
- +9.50%
- 3Y
- +6.70%
- 5Y
- —
- Since Inception
- +12.70%
What history actually did — last 4 years (Aug 2022 – Jul 2026)
A ₹5,000 monthly SIP for the last 4 years (Aug 2022 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,86,239 today — ₹2,35,000 invested, 10.1% XIRR.
₹2,35,000
Invested
₹2,86,239
Value today
10.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 4 years (Aug 2022 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 4 years ago would be ₹1,80,018 today (15.9% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹2,86,239 in this fund vs ₹2,87,256 in the benchmark — underperformance of ₹1,017.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 4 years (Aug 2022 – Jul 2026) (3 Jun 2024) would be ₹1,02,680 today (1.03×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.05
Sharpe Ratio
+0.01
Alpha
0.28
Beta
0.05
Sortino
14.79%
Std Dev
-14.87%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Reliance Industries Ltd4.73%
- 2Metropolis Healthcare Ltd4.23%
- 3Axis Bank Ltd3.92%
- 4Jindal Steel Ltd3.31%
- 5Larsen & Toubro Ltd3.14%
- 6Hdfc Bank Ltd3.09%
- 7L&T Finance Ltd3.02%
- 8Delhivery Ltd2.90%
- 9Pb Fintech Ltd2.65%
- 10Cummins India Ltd2.57%
Investment Objective
Tata Business Cycle Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Tata Business Cycle Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹2,617 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.94%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations