Tata Gilt Securities Fund · Regular · Growth
NAV
₹80.3570
as of 03 Aug 2026
Expense Ratio
1.37%
AUM
₹1,006 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.98%
- 3Y
- +5.87%
- 5Y
- +5.27%
- Since Inception
- +8.02%
SIP returns (XIRR)
- 1Y
- +5.65%
- 3Y
- +5.16%
- 5Y
- +5.61%
- Since Inception
- +6.81%
Returns calculated from 04 August 1999 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,88,799 today — ₹5,95,000 invested, 5.6% XIRR.
₹5,95,000
Invested
₹7,88,799
Value today
5.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,76,179 today (5.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹9,72,989.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,39,223 today (1.39×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.45
Sharpe Ratio
—
Alpha
—
Beta
-0.44
Sortino
4.24%
Std Dev
-4.91%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Goi - 6.94% (11/05/2036)24.27%
- 2** Treasury Bill 91 Days (09/07/2026)21.72%
- 3Goi - 7.24% (18/08/2055)16.17%
- 4Goi - 7.09% (05/08/2054)13.77%
- 5Goi - 6.90% (15/04/2065)5.05%
- 6Goi - 7.18% (14/08/2033)2.80%
- 7Goi - 7.10% (08/04/2034)2.78%
Investment Objective
Tata Gilt Securities Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
Tata Gilt Securities Fund · Regular · Growth is a Gilt Fund mutual fund offered by Tata Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹1,006 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Dynamic Gilt Index (AIII). The current expense ratio is 1.37%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations