Tata India Consumer Fund · Regular · Growth
NAV
₹46.3613
as of 28 Sept 2026
Expense Ratio
2.12%
AUM
₹2,575 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.02%
- 3Y
- +12.72%
- 5Y
- +11.79%
- Since Inception
- +15.33%
SIP returns (XIRR)
- 1Y
- +7.27%
- 3Y
- +7.47%
- 5Y
- +12.12%
- Since Inception
- +14.42%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,42,509 today — ₹6,00,000 invested, 14.0% XIRR.
₹6,00,000
Invested
₹12,42,509
Value today
14.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹4,07,626 today (15.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹28,33,747.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,42,509 in this fund vs ₹11,47,923 in the benchmark — outperformance of ₹94,586.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹3,60,099 today (3.60×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.48
Sharpe Ratio
+0.09
Alpha
0.29
Beta
0.48
Sortino
13.65%
Std Dev
-17.85%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Retailing18.40%
- Consumer Durables17.61%
- Beverages12.57%
- Automobiles11.43%
- Food Products8.71%
- Capital Markets5.80%
- Agricultural Food & other Products4.71%
- Auto Components4.14%
- Healthcare Services3.41%
- Diversified FMCG2.32%
- Household Products2.14%
- Telecom - Services1.80%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Eternal Ltd9.36%
- 2Titan Company Ltd6.97%
- 3Nestle India Ltd5.90%
- 4Radico Khaitan Ltd5.34%
- 5Cartrade Tech Ltd4.74%
- 6Ather Energy Ltd4.26%
- 7Tata Consumer Products Ltd3.77%
- 8Varun Beverages Ltd3.62%
- 9United Spirits Ltd3.61%
- 10Bajaj Auto Ltd3.01%
What this fund does
Tata India Consumer Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Tata India Consumer Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹2,575 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty India Consumption. The current expense ratio is 2.12%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations